Vyapar vs Accountune vs MyBillBook — Which is Best for Small Shops in India 2026?

Ravi runs a hardware store in Nagpur. Eight hundred SKUs across nuts, bolts, paint, and electricals. Last Diwali week his counter saw 142 customers on Saturday alone, billing on a four-year-old desktop with no mobile access and no backup. On Sunday morning the hard drive failed. Three days of invoices lost. His CA charged ₹6,400 to reconstruct GSTR-1 from supplier records. Two regular customers refused to pay because Ravi could not show duplicate bills. Total cost of one weekend: ₹38,000.

His problem was not the crash. His problem was the software.

Across India, lakhs of small shop owners are weighing the same decision Ravi now faces. The three names that keep surfacing in WhatsApp shopkeeper groups and CA recommendations are Vyapar, MyBillBook, and Accountune. All three are Indian-built. All three serve the same broad audience: kirana, medical, hardware, garment, electronics, wholesale. None of them charges Tally money.

This comparison covers what each software actually does, where each one fits best, and where each one falls short. The pricing is verified against vendor pricing pages as of May 2026. The customer outcomes are from real Accountune customers with permission to share.

Quick Overview: What Each Software Is

What is Vyapar?

Vyapar is a GST billing and accounting app built primarily for Android phones and Windows desktop. It is popular among small traders, distributors, and shops in tier 2/3 cities where internet reliability is uneven. Its defining feature is full offline mode: the app functions without internet and syncs when connection returns. It runs on Android and Windows, with iOS and web access sitting outside the standard plan.

Vyapar suits: Android-only shops in low-connectivity areas that do not need iOS, web, CA access, or e-invoicing at the entry tier.

What is MyBillBook?

MyBillBook is a GST billing and accounting software built by FloBiz, targeting small Indian retailers and service businesses. Per their pricing page, the product offers a Silver plan at ₹33/month for Android-only basic billing and scales through Diamond, Platinum, and Enterprise tiers for cross-platform access, godown management, desktop apps, and e-invoicing.

MyBillBook suits: shops wanting an Android-only entry tier at ₹33/month, with cross-platform access and most features arriving only at higher plan tiers.

What is Accountune?

Accountune is cloud-based GST billing, inventory, and accounting software built in India for small businesses. It runs on web browsers (Chrome, Firefox, Safari, Edge), Android, and iOS, all three platforms on the Lite plan at ₹799/year. The software handles GST billing, inventory tracking, accounts, WhatsApp payment reminders, CA remote access, e-invoicing, and business reports from one platform. Accountune has been GST-compliant since 2017 and serves 12,000+ verified Indian SMBs across kirana, medical, hardware, electronics, garment, and wholesale niches.

Accountune is strong for: shops wanting full cross-platform cloud access at the lowest entry price, businesses needing CA access and e-invoicing in mid-tier plans, and owners who prefer flat published annual pricing.

Side-by-Side Feature Comparison

The Diamond column for MyBillBook allows an apples-to-apples cross-platform comparison with Accountune Lite and Vyapar's mobile plan.

Prices verified May 2026 against vendor pricing pages.

For a shop wanting web + Android + iOS on day one, Accountune Lite at ₹799/year and MyBillBook Diamond at ₹2,599/year are the equivalent entry plans with cross-platform access. For shops needing only Android billing, MyBillBook Silver at ₹33/month is the cheapest paid option among the three.

Pricing: The Real Numbers

Here is what each vendor charges as of May 2026, verified directly against vendor pricing pages.

Accountune Pricing

Three plans, all billed annually, no monthly option:

• Lite at ₹799/year: 100 invoices/month, 1 user. Includes GST billing, inventory, GSTR-1/3B reports, WhatsApp invoicing, cloud backup, web + Android + iOS access

• Growth at ₹1,849/year: 2,000 invoices/year, 2 users. Adds e-invoicing (IRN), e-way bills, GSTR-2B reconciliation, bank reconciliation, CA remote access

• Pro Business at ₹4,490/year: 10,000 invoices/year, 5 users. Adds multi-location inventory, priority support, bulk import, API access

All plans include a 4-day free trial. No credit card required. Upgrade and downgrade allowed anytime on a pro-rated basis. 7-day money-back guarantee on paid plans.

Vyapar Pricing

A free Android plan exists with basic billing only. Full GST features sit behind paid tiers:

• Mobile plan at ₹942/year: full mobile features (Android)

• Desktop plans sit at higher price points (around ₹4,353/year), separate from mobile

• Multi-user support is a paid add-on

For a shop needing desktop + mobile + multi-user together, Vyapar's total cost stacks above its entry rate.

MyBillBook Pricing

MyBillBook publishes four plans on their pricing page at mybillbook.in/pricing-plans, all billed annually:

• Silver at ₹33/month (₹399/year): Per MyBillBook's pricing page FAQ, the basic plan starts at ₹399/year. Per their Silver plan documentation, bills can be generated and shared only on Android in this plan; other plans support Android, iOS and web

• Diamond at ₹2,599/year: Listed as MyBillBook's first plan including web + iOS access, with inventory, GSTR-1 reports, and 1 business + 1 user + 1 CA per their pricing page

• Platinum at ₹2,999/year: Adds Mac + Windows desktop apps, godown management, 3 users, staff attendance and payroll, WhatsApp + SMS marketing

• Enterprise at ₹4,999/year: Per MyBillBook's e-invoicing documentation, the enterprise plan must be purchased or upgraded to use these services. Includes unlimited e-invoicing, unlimited users, full customisation

All MyBillBook plans are billed annually with a 7-day money-back guarantee and 14-day free trial.

Real-World Comparison

For shops at different stages and needs:

The trade-off is straightforward: Accountune includes more features at lower price tiers. MyBillBook offers a low Silver entry at ₹33/month for Android-only shops, with cross-platform access and most features only at upper tiers. Vyapar is the only one of the three with a full offline mode, though it stays on Android and Windows with no iOS or web at the entry tier.

Feature Deep Dive: What Actually Matters Day to Day

1. GST Billing Speed

GST invoicing is the most frequently used feature. All three handle CGST, SGST, and IGST automatically based on the customer's GSTIN. The practical difference shows in HSN code structure and how quickly each generates a bill at a busy counter.

Accountune assigns an HSN code and GST rate to each product on first entry. Every invoice afterwards picks the correct code without manual intervention. For a medical store billing 80 products daily across 5%, 12%, and 18% GST categories, this consistency saves roughly 30 minutes per day of manual verification before GSTR-1 filing.

Vyapar's billing runs on Android at the counter. MyBillBook's Diamond and higher plans include GSTR-1 / GSTR-2B reconciliation features.

2. Platform Access: Mobile, Desktop, Web

The platforms your shop actually uses shape the right choice.

Vyapar runs primarily on Android with a Windows desktop counterpart. iOS support and web access sit outside the standard plan. For shops where the owner uses an iPhone or wants to check sales from a laptop browser, that creates friction at the entry tier.

Per MyBillBook's Silver plan documentation, bills in the Silver plan (₹33/month) can be generated and shared only on Android; other plans support Android, iOS and web. The Diamond plan at ₹2,599/year is listed as the first plan including web + iOS access on their pricing page. The Platinum plan extends to Mac and Windows desktop applications. The product moved to a cloud-only architecture in 2025, retiring its earlier offline mode.

Accountune runs on web browsers, Android, and iOS from the Lite plan at ₹799/year. No installation. No separate paid tier for iOS. The cross-platform coverage at entry pricing is the position Accountune holds in this comparison.

3. E-Invoicing (IRN Generation)

E-invoicing is mandatory for Indian businesses with aggregate annual turnover above ₹5 crore per CBIC's progressive threshold reductions (Notification 17/2022 dated 1 August 2022). The threshold has dropped from ₹500 crore in 2020 to ₹5 crore in 2023.

For most small shops below ₹5 crore turnover, e-invoicing is not currently required. For shops growing toward the threshold or already crossing it, having e-invoicing built in matters.

All three software offer e-invoicing on upper-tier plans:

• Accountune: Growth (₹1,849/year) and Pro (₹4,490/year)

• MyBillBook: Enterprise (₹4,999/year) per their own e-invoicing documentation, which states the enterprise plan must be purchased to use e-invoicing

• Vyapar: Higher tier or add-on

Picking a vendor where e-invoicing arrives in mid-tier rather than top-tier matters for shops planning growth into the ₹5 crore range within the next 2-3 years.

4. Inventory Management

Stock tracking depth varies more than headline feature lists suggest.

Accountune handles single-location inventory at the Lite plan with stock updating automatically against sale and purchase entries. Multi-location inventory (main shop, godown, branch) sits in the Pro plan at ₹4,490/year. Low-stock alerts fire automatically by SKU.

MyBillBook supports godown management in its Platinum plan at ₹2,999/year per their pricing page. Batch tracking and serialisation are available across mid-tier plans.

Vyapar covers single-location inventory at the entry tier. Multi-godown capability sits in higher tiers.

For a hardware store with one storage location, all three handle the basics well. For a garment shop with seasonal stock across colours and sizes, or a wholesaler running godown plus retail, the specific multi-location plan tier matters more than the headline feature list.

Amit Gupta runs a hardware store in Nagpur with 1,200+ SKUs across electricals, plumbing, and paint. He moved his stock tracking onto Accountune two years ago. In his words: "1200 items ka stock manually track karna mushkil tha. Accountune ne sab easy kar diya. Reorder alerts bhi milte hain." The reorder alerts and automatic low-stock notifications were the workflow changes he flagged as most useful. Customer outcome shared with permission. Verified Accountune customer.

5. Udhaar and Payment Tracking

Udhaar (outstanding payments from credit customers) sits at the heart of Indian SMB billing. A kirana store with 40 credit customers, a hardware store with monthly distributor payments, a garment wholesaler with 30-day terms: every Indian small business that gives credit needs an udhaar workflow.

All three software track customer-wise outstanding ledgers. The day-to-day difference is in payment reminders.

Accountune sends automatic WhatsApp payment reminders at configurable intervals: 7 days, 15 days, 30 days overdue. The reminder includes the invoice number, amount due, and a payment link. The shop owner does not need to call the customer or compose the message.

MyBillBook offers WhatsApp marketing and SMS marketing features in Platinum onwards per their pricing page, with payment reminder workflows configurable across plans.

Vyapar supports in-app and SMS-based payment reminders.

Suresh Verma runs a kirana store in Indore. Before Accountune, his udhaar tracking lived in a notebook. "Pehle udhaar ka hisab diary mein tha. Ab Accountune mein sab track hota hai. Ek bhi payment miss nahi hoti." In the first month after switching, his outstanding ledger surfaced ₹15,000 in dues he had effectively forgotten. Customer outcome shared with permission. Verified Accountune customer.

6. CA Remote Access

This feature gets less attention than billing speed yet saves the most time at month-end.

CA remote access means your chartered accountant logs in with a separate credential, pulls GSTR-1 and GSTR-3B data, and prepares filings without you exporting files, emailing reports, or visiting the office. For shops on monthly GST filing, this saves four to six hours every month.

• Accountune: CA remote access included in Growth (₹1,849/year) and Pro (₹4,490/year)

• MyBillBook: CA Dashboard included from Diamond (₹2,599/year) onwards, listed as "1 business + 1 user + 1 CA" on their pricing page

• Vyapar: Standardised CA dashboard not included at the entry tier

Meena Joshi runs a medical store in Pune. Her switch to Accountune was driven by stock expiry losses, not the CA workflow, but the CA access changed her month-end. "Expiry alerts ne meri bahut badi loss se bacha liya. Batch tracking ab automatic hai. GST bhi sahi hota hai." Her batch and expiry tracking shifted from manual paper logs to automatic SKU-level alerts. Customer outcome shared with permission. Verified Accountune customer.

Who Should Choose Which Software

Choose Accountune if:

You want web + Android + iOS access at ₹799/year on a single plan. You run a kirana, medical, hardware, electronics, garment, or wholesale shop with 1 to 5 staff. You expect to add e-invoicing or CA access as the business grows and prefer flat published annual pricing. You want a free trial without entering card details.

Accountune is also the right choice if you have used Excel, manual diary, or a desktop-only software and want to move to cloud with low switching friction.

Choose Vyapar if:

Your shop sits in an area with regular internet outages and you need a fully functional offline app. You primarily work from an Android phone. You do not currently need iOS access, a CA dashboard, or e-invoicing. Vyapar is the only one of the three with a full offline mode, which is the main reason to consider it for low-connectivity locations.

Choose MyBillBook if:

You want an Android-only entry tier and are comfortable upgrading later for more. MyBillBook starts at ₹33/month (Silver, Android-only basic billing) per their pricing page, scales to Diamond at ₹2,599/year for web + iOS access, or Platinum at ₹2,999/year for desktop apps and godown management.

Common Questions Indian Shop Owners Ask

Which billing software gives the most value for an Indian small shop?

For Android-only basic billing, MyBillBook Silver starts at ₹33/month per their pricing page. For shops needing web + Android + iOS access on a single plan, Accountune Lite at ₹799/year is the lowest-priced option in this comparison. MyBillBook Diamond at ₹2,599/year is their first plan with web + iOS access. Vyapar's mobile plan at ₹942/year is Android-primary. All three handle GST billing, GSTR-1/3B reports, and inventory at their entry tier; the differences sit in platform coverage and which features arrive at which plan level.

Can I use these apps on my iPhone?

Accountune supports iOS in the Lite plan at ₹799/year. MyBillBook supports iOS from the Diamond plan at ₹2,599/year per their pricing page (the Silver plan at ₹33/month is Android-only). Vyapar's iOS support sits in higher tiers. For shops where the owner or staff uses an iPhone on day one, plan inclusions matter more than mobile-app availability claims.

Which one works without internet?

Vyapar has a full offline mode for Android and Windows. Accountune is cloud-based and requires internet. MyBillBook moved to a cloud-only architecture in 2025 and no longer offers full offline mode. For shops in areas with frequent connectivity loss, Vyapar is the only option here that handles full offline workflows.

Is e-invoicing included in the entry plan?

No, in any of the three. Accountune includes e-invoicing from Growth (₹1,849/year). MyBillBook includes it from Enterprise (₹4,999/year) per their own e-invoicing documentation. Vyapar offers it via higher-tier plans or as an add-on. For shops below ₹5 crore turnover, e-invoicing is not currently mandatory.

Kya CA ke liye separate login milta hai?

Haan, Accountune mein Growth plan se CA ko alag read-only login milta hai. MyBillBook Diamond plan mein 1 CA access included hai (per unke pricing page). Vyapar ke entry plan mein dedicated CA dashboard nahi hai. Agar CA monthly visit karta hai aur GSTR data manage karta hai, toh yeh feature month-end ke 4-6 ghante easily bachata hai.

Which app has the most customers in India?

MyBillBook publicly states 1 crore+ users. Vyapar states 1 crore+ downloads. Accountune serves 12,000+ verified Indian SMBs. Stated total users and verified active users are different measures. The more useful question is whether the software fits your shop's specific workflow, not which one has the largest user base.

How long does it take to switch from one software to another?

Customer and product data exports from any of the three to Excel takes minutes. Re-importing into a new software with full setup runs from 30 minutes to 2 hours. Running both systems in parallel for one week before full cutover reduces transition risk. The 1st of any month is the cleanest cutover date for GST data continuity.

Why Accountune Fits Most Indian Small Shops in 2026

Five reasons drawn from the verified comparison above:

1. Lowest entry price with web + iOS access: ₹799/year on the Lite plan. MyBillBook's Silver plan starts at ₹33/month for Android-only basic billing; the first MyBillBook plan with web + iOS access is Diamond at ₹2,599/year per their pricing page.

2. Flat published annual pricing: transparent yearly rates without promotional cycles to track.

3. CA access and e-invoicing in mid-tier: both available from the Growth plan at ₹1,849/year rather than waiting until the top-tier plan.

4. Verified customer outcomes across niches: 12,000+ verified Indian SMB onboardings across kirana, medical, hardware, electronics, garment, and wholesale.

5. 4-day free trial without payment details: no credit card required to test the full product before deciding.

Accountune is not built for shops that need a full offline app in low-connectivity areas, where Vyapar's offline mode applies, or for shops that specifically want an Android-only entry tier like MyBillBook Silver at ₹33/month.

How to Get Started With Accountune in 3 Steps

1. Sign up at accountune.com: enter your business name and GSTIN. Account ready in 2 minutes. No credit card required.

2. Add your products once: each product takes 30 seconds with its HSN code and GST rate. Every subsequent invoice picks the correct tax automatically.

3. Create your first invoice: select the customer, scan or pick the product, GST invoice ready in under 10 seconds. Share on WhatsApp directly from the billing screen.

Start your 4-day free trial, no card needed.

What Indian Shop Owners Say

Rajesh Patel — Electronics Store, Jaipur "Accountune helped us reduce billing errors and track inventory in real time. GST billing is now fast and stress-free." ★★★★★ Outcome: 40% billing time saved in the first month after switching.

Meena Joshi — Medical Store, Pune "Expiry alerts ne meri bahut badi loss se bacha liya. Batch tracking ab automatic hai. GST bhi sahi hota hai." ★★★★★ Outcome: Zero expiry losses since switching to Accountune's batch + expiry tracking.

Suresh Verma — Kirana Store, Indore "Pehle udhaar ka hisab diary mein tha. Ab Accountune mein sab track hota hai. Ek bhi payment miss nahi hoti." ★★★★★ Outcome: Recovered ₹15,000 in forgotten udhaar within first month after switching.

Customer outcomes shared with written permission. Verified Accountune customers.

Which Accountune Plan Should You Choose?

The right plan depends on shop size and workflow, not on features you may never use.

For a single-counter shop with one staff member and up to 100 monthly invoices, Lite at ₹799/year covers GST billing, inventory, basic accounting, GSTR-1 and GSTR-3B reports, WhatsApp invoice sharing, and cross-platform access. This is the right plan for most kirana stores, small medical shops, and single-counter garment retailers.

For a shop billing 100-150 invoices monthly, with 2 staff, needing e-invoicing or CA remote access, Growth at ₹1,849/year is the right fit. It adds e-invoicing (IRN), e-way bills, GSTR-2B reconciliation, bank reconciliation, and CA access.

For established businesses with 3-5 staff, multi-location inventory needs, or priority support requirements, Pro Business at ₹4,490/year covers 10,000 invoices/year, 5 users, multi-location inventory, and priority support without Accountune branding on invoices.

All plans include a 4-day free trial. Upgrades and downgrades allowed at any time on a pro-rated basis.

The Bottom Line

Vyapar, MyBillBook, and Accountune are all Indian billing software built for the same broad audience. None of them are wrong choices. They are built for different operational profiles.

For shops in low-connectivity areas that need a full offline app, Vyapar is the only one of the three that offers it.

For shops wanting an Android-only entry tier, MyBillBook starts at ₹33/month for Silver (Android-only basic billing) and scales to Diamond at ₹2,599/year for web + iOS access per their pricing page.

For shops wanting web + Android + iOS on a single plan at ₹799/year, plus CA access and e-invoicing available from the mid-tier Growth plan, Accountune is the straightforward answer.

The 4-day free trial costs nothing. Setup takes 30 minutes. Decide before paying anything.

About Accountune

Accountune is a cloud-based GST billing and accounting software founded in 2017, headquartered in Jaipur, Rajasthan. It serves 12,000+ Indian small businesses, including kirana stores, medical shops, electronics retailers, garment shops, hardware stores, and wholesalers, with GST billing, inventory management, accounting, and e-invoicing tools starting at ₹799 per year. Rated 4.9 out of 5 by verified business owners. GST-compliant since 2017. 4-day free trial with no credit card required.

Last verified: 21 May 2026. Pricing sources: accountune.com/pricing · mybillbook.in/pricing-plans · vyaparapp.in. Author: Priya Sharma, Senior Content Lead, Accountune. Reviewed by: Accountune compliance team.