Why This Comparison Actually Matters in 2026
Ravi owns a hardware store in Nagpur. Last year, he spent three hours every Sunday manually entering his weekly sales into a notebook and then cross-checking with his CA. When a customer disputed a bill, Ravi had no digital record to show. When his CA asked for GSTR-3B data, it took four days to compile.
He is not alone. Across India, lakhs of small shop owners are still using either nothing, or billing software that does not quite fit their needs. The three names that keep coming up when shop owners search for help are Vyapar, MyBillBook, and Accountune. All three are Indian, all three are built for small businesses, and all three cost a fraction of what Tally charges.
But they are not the same. The differences between them — in pricing, platform access, GST features, and who they are actually built for — matter a lot when you are running a real business with real customers waiting at the counter.
This comparison covers what each software actually does well, where each one falls short, and which one makes the most sense for different types of Indian small businesses in 2026.
In short: Accountune is the most affordable option at ₹799/year, works on web, Android and iOS, and includes GST billing, inventory, and e-invoicing — making it the best fit for most Indian small shops in 2026.
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Quick Overview — What Each Software Is
What is Vyapar?
Vyapar is a billing and accounting app built primarily for Android mobile phones and Windows desktop. It is popular among small traders and distributors who prefer working from a smartphone. Vyapar works offline, which is useful in areas with poor internet. Its strength is in its simple mobile interface and solid inventory management for traders who buy and resell goods.
Vyapar is strong for: mobile-first users, traders who work offline, businesses in areas with unreliable internet.
What is MyBillBook?
MyBillBook is a GST billing and accounting app that targets small retailers and service businesses. It offers a clean interface and covers GST invoicing, basic inventory, udhaar tracking, and customer management. MyBillBook has built its brand around simplicity and speed — creating a bill quickly on mobile is its strongest point.
MyBillBook is strong for: very small shops, single-user setups, users who want the fastest possible counter billing on mobile.
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What is Accountune?
Accountune is cloud-based GST billing, inventory, and accounting software made in India specifically for small businesses. It runs on web browsers, Android, and iOS — meaning you can use it on any device without installing anything. It handles GST billing, inventory tracking, accounts, payment reminders, CA access, e-invoicing, and business reports from one platform. Accountune is GST-compliant since 2017 and serves 12,000+ businesses across India.
Accountune is strong for: businesses that want full cloud access, shops with multiple staff, businesses needing e-invoicing and CA remote access.
In short: Vyapar leads on mobile-offline use. MyBillBook leads on speed for single-counter shops. Accountune leads on cloud access, e-invoicing, and overall feature coverage at the lowest price.

Vyapar vs Accountune vs MyBillBook — Side by Side
| Feature | Accountune ★ Best Value | Vyapar | MyBillBook |
|---|---|---|---|
| Starting Price | ₹799/year | ₹1,999/year | ₹1,500/year |
| Platform | Web + Android + iOS | Android + Windows | Android + Web |
| Free Trial | 4 days, no card needed | Limited free version | Limited free version |
| GST Invoicing | Yes — CGST / SGST / IGST | Yes | Yes |
| E-Invoicing (IRN) | Yes — Growth & Pro plans | Paid add-on | Not available |
| WhatsApp Invoice Share | Yes — 1 tap from billing | Yes | Yes |
| Inventory Management | Yes — multi-location | Yes — single location | Basic only |
| CA Remote Access | Yes — built-in | No | No |
| Udhaar Tracking | Yes | Yes | Yes |
| GSTR-1 & GSTR-3B Reports | Yes — auto-generated | Yes | Yes |
| Works Offline | Cloud only — needs internet | Full offline mode | Partial |
| Multi-User Support | Yes — up to 5 users | Paid add-on | Paid add-on |
| E-Way Bill Generation | Yes — Growth & Pro plans | Yes | Limited |
| Mobile App | Android + iOS both | Android primary | Android primary |
Orange = Limited / Paid extra
Red = Not available
Unlike Vyapar, Accountune works fully on web browsers — meaning you do not need to install any app on your Windows or Mac computer, and your data syncs instantly across all devices.
Unlike MyBillBook, Accountune includes e-invoicing (IRN generation) without a premium add-on — a requirement for businesses with higher turnover under current GST rules.
Unlike both Vyapar and MyBillBook, Accountune includes built-in CA remote access — your accountant can log in and pull reports without you having to export anything.
Pricing — The Real Numbers
Pricing is often the first thing a small shop owner looks at. Here is how the three compare when you actually go to buy:
Accountune Pricing
Accountune starts at ₹799 per year for the Lite plan. That works out to roughly ₹66 per month — less than what most shops spend on tea for the week. The Growth plan at ₹1,849 per year covers up to 2,000 invoices and 2 users. The Pro Business plan at ₹4,490 per year covers 10,000 invoices and 5 users with priority support. Every plan includes a 4-day free trial with full access and no credit card required.
Vyapar Pricing
Vyapar offers a free Android app with basic features, but the full GST billing and accounting features require a paid plan. Vyapar’s Silver plan for Android starts at ₹1,999 per year. For desktop access (Windows), you need the Gold plan which costs significantly more. Multi-user support is a paid add-on. The pricing adds up quickly for a shop that needs desktop + mobile + multi-user.
MyBillBook Pricing
MyBillBook has a free plan with limited invoices. The paid plans start around ₹1,500 per year for the basic web plan. E-invoicing, advanced reports, and multi-user access require higher plans. The free version is functional for very small setups but most shops will quickly hit its limits.
In short: Accountune is the lowest-priced paid option with the most complete feature set. At ₹799/year, it is less than half the price of Vyapar’s desktop plan and includes e-invoicing, CA access, and multi-location inventory.
Feature Deep Dive — What Actually Matters Day to Day
1. GST Billing Speed
All three apps create GST invoices. The difference is in how fast and how accurately.
With Accountune, you add a product once — with its HSN code and GST rate. Every invoice after that applies the correct code automatically. For a medical store billing 80 products daily with different GST rates, this alone saves 30-40 minutes per day of manual checking.
Vyapar and MyBillBook also auto-apply saved GST rates, but HSN code management is less structured in both, which means more manual correction work during GSTR-1 filing.
What this means for you: Accountune’s HSN code system means your CA gets a clean GSTR-1 file every month — no corrections, no Saturday emergency calls.
2. Platform Access — Mobile, Desktop, Web
This is where the biggest difference sits. Vyapar is primarily built for Android and Windows. If your staff uses an iPhone, or if you want to check your sales from a browser on any computer — Vyapar has limitations.
MyBillBook has an Android app and a web version, but some features are not available on both equally.
Accountune works on any web browser, Android, and iOS. Your billing staff can work from the shop counter on Android. You can check today’s sales from your iPhone while at a supplier meeting. Your CA can pull reports from their laptop without you sending any files. One account, three platforms, same live data.
What this means for you: If you or your staff ever need to bill from an iPhone, check sales from home, or give your CA access — Accountune is the only option that handles all three without extra cost.
3. E-Invoicing (IRN Generation)
E-invoicing is now mandatory for businesses above a certain turnover threshold in India. The threshold has been coming down progressively, and many small businesses now need to generate an IRN (Invoice Reference Number) for every B2B invoice.
Accountune includes e-invoicing in its Growth and Pro plans. You create the invoice, Accountune sends it to the GST portal, gets the IRN, and prints it on your invoice — all from within the app.
Vyapar offers e-invoicing as a paid add-on. MyBillBook does not include full e-invoicing on standard plans.
What this means for you: If your business is growing and will cross the e-invoicing threshold, switching billing software mid-year is painful. Start with software that already has it — Accountune.
4. Inventory Management
All three apps track stock. But the depth varies significantly.
Accountune tracks inventory across multiple locations — main shop, godown, second branch. Low-stock alerts fire automatically. Stock reduces with every sale invoice and increases with every purchase entry. For a garment shop handling hundreds of SKUs across colours and sizes, this level of tracking is not optional — it is essential.
Vyapar has solid single-location inventory. Good for traders who stock from one place.
MyBillBook has basic inventory. Fine for small shops with limited SKUs.
What this means for you: If you have more than one storage location, or if you sell products with variants (sizes, colours, models), Accountune is the only option here that handles it cleanly.
5. Udhaar and Payment Tracking
All three apps track udhaar — outstanding payments from credit customers. This is one of the most-used features for Indian small businesses where credit sales are common.
Accountune adds automatic WhatsApp payment reminders. When a customer’s payment is due, Accountune sends them a reminder on WhatsApp automatically — without you having to call or message manually. For a kirana store with 40-50 credit customers, this alone recovers thousands of rupees every month.
Vyapar and MyBillBook have udhaar tracking but WhatsApp reminder automation is limited or manual.
What this means for you: Automatic WhatsApp payment reminders mean you collect money without the awkward phone calls. Accountune does this automatically.
6. CA Remote Access
This feature barely gets mentioned in comparisons, but it is one of the most practical features for any registered business.
With Accountune, you create a separate login for your CA with read-only or limited access. Your CA can log in from anywhere, pull the GSTR-1 data, download P&L reports, and prepare your ITR — without you having to export files, email them, or sit in your CA’s office.
Neither Vyapar nor MyBillBook include built-in CA remote access on standard plans.
What this means for you: Your CA gets what they need without you doing any extra work. Month-end becomes a 20-minute check instead of a full-day process.

Who Should Choose Which Software
Choose Accountune if:
You run a kirana store, medical shop, electronics store, garment shop, hardware store, or wholesale business with 1 to 5 staff members. You want full cloud access — meaning you can work from any device, any browser, from home or while travelling. You need e-invoicing now or expect to need it as your business grows. You have a CA who needs remote access to your books. You want to start for less than ₹800 per year with a 4-day free trial and no credit card required.
Accountune is also the right choice if you have tried other software and found the pricing unpredictable or the features locked behind expensive upgrades. At ₹799 per year, you get a complete GST billing, inventory, and accounting platform — not a starter pack.
Choose Vyapar if:
You are in an area with unreliable internet and need a fully offline billing app. You primarily bill from an Android phone and do not need web access. You do not need e-invoicing or CA remote access. Vyapar’s offline mode is genuinely its strongest feature — if that is your primary need, it delivers.
Choose MyBillBook if:
You run a very small operation — single counter, single user, limited SKUs — and your main need is fast mobile billing. MyBillBook’s free plan can handle basic setups. If you expect to stay at this scale for the next year, it works. But the moment you need multi-user, e-invoicing, or multi-location inventory, you will need to upgrade or switch.
In short: For most Indian small shops in 2026 — especially those growing, GST-registered, and working with a CA — Accountune gives the best value at the lowest price with the most complete feature set.
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Common Questions Indian Shop Owners Ask
What is the best GST billing software for a kirana store in India?
Accountune is built specifically for Indian kirana stores. It handles fast counter billing, barcode scanning, udhaar tracking with automatic WhatsApp reminders, GST invoicing, and inventory management — all from ₹799 per year. Vyapar is also used in kirana stores but costs more and lacks web access. For a kirana store with 1-3 staff, Accountune is the most complete and affordable option in 2026.
Vyapar vs Accountune — which one is cheaper?
Accountune is cheaper. Accountune’s Lite plan starts at ₹799 per year. Vyapar’s full-featured plan for Android starts at ₹1,999 per year. For desktop (Windows) access, Vyapar’s pricing is higher still. Accountune includes web, Android, and iOS access on all plans — Vyapar’s desktop version is a separate, higher-cost plan.
Is MyBillBook free to use for a small shop?
MyBillBook has a free version with limited invoices per month. For most small shops with regular daily billing, the free version runs out quickly. MyBillBook’s paid plans start around ₹1,500 per year. The free version is useful to test the app, but a growing shop will need a paid plan within a few weeks of starting.
Which billing software works on both mobile and computer in India?
Accountune works on web browsers (any computer), Android, and iOS — all three on every plan. Vyapar works primarily on Android and Windows desktop as separate plans. MyBillBook has Android and a limited web version. For full cross-device access, Accountune is the only option that covers all three platforms at the base plan price.
GST billing software kaun sa best hai chhote dukaan ke liye 2026 mein?
2026 mein chhote dukaan ke liye Accountune sabse best hai. Sirf ₹799 saal mein — isme GST billing, inventory, udhaar tracking, WhatsApp invoice sharing, aur CA access sab kuch hai. Vyapar thoda zyada mehenga hai aur web access nahi deta same plan mein. MyBillBook basic hai chhote setup ke liye, lekin features limited hain.
5 Reasons Accountune Wins This Comparison in 2026
- Lowest price with the most features — ₹799/year vs ₹1,999+ for Vyapar and ₹1,500+ for MyBillBook
- Full cloud access on web, Android, and iOS — no separate plans, no extra cost
- E-invoicing (IRN) included — essential as GST compliance requirements expand
- CA remote access built-in — your accountant logs in directly, no file exports
- 4-day free trial with zero payment details — try everything before paying a single rupee
Try Accountune Free: Start your 4-day free trial at accountune.com — no credit card, full access to all features, setup in under 30 minutes.
How to Get Started With Accountune in 3 Steps
- Sign up free at accountune.com — enter your business name and GSTIN. Ready in 2 minutes.
- Add your products once — with HSN codes and GST rates. Accountune applies them to every invoice automatically after that.
- Create your first invoice — fill in the customer, scan or type the product, and your GST invoice is ready in under 10 seconds. Send on WhatsApp directly from the billing screen.
What Indian Shop Owners Say
Rajesh Patel — Electronics Store, Jaipur
“I was using Vyapar for two years. Switching to Accountune saved me ₹1,200 on the annual plan and gave me web access I did not have before. My CA now logs in directly to download the GST reports. I do not have to do anything on month-end.” — Rajesh Patel, Owner, Electronics Store, Jaipur. ★★★★★
Meena Joshi — Medical Store, Pune
“MyBillBook was fine when we started. But when we needed e-invoicing and our accountant needed remote access, it just did not have those features. Accountune had both, and it was actually cheaper than what we were paying.” — Meena Joshi, Owner, Medical Store, Pune. ★★★★★
Suresh Verma — Kirana Store, Indore
“Udhaar ka hisab rakhna sabse badi problem thi. Ab Accountune automatically WhatsApp reminder bhejta hai — khud nahi poochna padta. Pehle mahine mein hi ₹18,000 extra collect hua.” — Suresh Verma, Owner, Kirana Store, Indore. ★★★★★
Which Accountune Plan Should You Choose?
This is a common question — and the answer depends on your business size, not on features you may never use.
If you run a single-counter shop with one staff member and bill up to 100 invoices per month, the Lite plan at ₹799 per year is exactly right. It covers GST billing, inventory, basic accounting, and all the core features.
If your shop bills more than 100 invoices per month, has two staff members, or needs e-invoicing and e-way bills, the Growth plan at ₹1,849 per year is the right fit. It covers 2,000 invoices and adds e-invoicing, bank reconciliation, and 2-user access.
If you run an established business with multiple staff, need 5 users, or want priority support with no Accountune branding on your invoices, the Pro Business plan at ₹4,490 per year handles it.
All plans include a 4-day free trial. Start on any plan — you can upgrade or downgrade at any time.
Frequently Asked Questions
General Questions
Q: Is Accountune better than Vyapar for Indian small businesses?
A: For most Indian small businesses, yes. Accountune is priced lower (₹799/year vs ₹1,999/year for Vyapar), works on web browsers without installation, includes e-invoicing, and has built-in CA remote access — features Vyapar either does not have or charges extra for. Vyapar has an advantage in offline mode for areas with poor internet.
Q: Can I use Accountune on my iPhone?
A: Yes. Accountune has apps for both Android and iOS, plus a full web version. You can bill from Android at the shop counter, check reports from your iPhone while travelling, and let your CA access the account from any laptop — all with the same login.
Q: Which is cheaper — Vyapar, Accountune, or MyBillBook?
A: Accountune is the cheapest paid option at ₹799 per year. MyBillBook’s paid plan starts at approximately ₹1,500 per year. Vyapar starts at ₹1,999 per year for the full Android plan. For desktop (Windows) access, Vyapar’s pricing is higher. Accountune is also the only one that includes web + Android + iOS on its base plan.
Q: Does MyBillBook have a free plan?
A: Yes, MyBillBook has a free version with limited monthly invoices. It works for very small setups initially. Most shops that bill regularly will hit the invoice limit within the first month and need a paid plan.
Q: Does Vyapar work without internet?
A: Yes. Vyapar has a full offline mode for Android and Windows. If your shop is in an area with unreliable internet, Vyapar’s offline capability is its biggest advantage over Accountune and MyBillBook.
GST and Compliance Questions
Q: Which software automatically generates GSTR-1 and GSTR-3B reports?
A: All three — Accountune, Vyapar, and MyBillBook — generate GSTR-1 and GSTR-3B reports from your billing data. The difference is in accuracy: Accountune’s structured HSN code system means fewer corrections needed before filing, which is why CAs prefer it.
Q: Does Accountune support e-invoicing (IRN generation)?
A: Yes. Accountune’s Growth and Pro plans include e-invoicing. When you create a B2B invoice, Accountune sends it to the GST portal, receives the IRN, and prints it on the invoice — all automatically. No separate portal login needed.
Q: Is e-invoicing mandatory for my shop?
A: E-invoicing is currently mandatory for businesses with aggregate turnover above ₹5 crore. The threshold has been reduced progressively over the past three years. If your business is growing, choosing software with e-invoicing already built-in avoids a software change later.
Q: Does Accountune handle both CGST and SGST correctly for interstate sales?
A: Yes. Accountune detects whether a sale is within the same state (CGST + SGST) or interstate (IGST) based on the customer’s GSTIN and applies the correct tax automatically. No manual selection needed.
Technical Questions
Q: Do I need to install Accountune on my computer?
A: No. Accountune runs in any web browser — Chrome, Firefox, Safari, or Edge. Open the browser, log in at accountune.com, and start billing. No installation, no downloads, no updates to manage.
Q: What happens to my data if my phone breaks?
A: Nothing. Accountune is cloud-based — your data is stored on secure servers, not on your device. Log in from any other phone, tablet, or computer and all your data is there exactly as you left it.
Q: Can multiple staff members use Accountune at the same time?
A: Yes. The Growth plan supports 2 simultaneous users, the Pro plan supports 5. Each staff member gets a separate login with role-based access — billing staff see only what they need, managers see everything.
Q: Does Accountune have a mobile app?
A: Yes — both Android (Google Play Store) and iOS (Apple App Store). The mobile app has most features available on the desktop web version, including billing, inventory checking, payment collection, and report viewing.
Pricing Questions
Q: What is included in Accountune’s ₹799/year Lite plan?
A: The Lite plan includes: up to 100 invoices per month, GST billing and invoicing, inventory management, basic accounting, GSTR-1 and GSTR-3B reports, WhatsApp invoice sharing, cloud backup, and mobile + web access. It is the most complete entry-level billing plan in its price range in India.
Q: Is there a free trial for Accountune?
A: Yes — 4 days, full access to all features, no credit card required. You can create real invoices, test all features, and decide before paying anything. Start at accountune.com.
Q: Can I switch from Vyapar or MyBillBook to Accountune?
A: Yes. You can import your existing customer and product data from Excel or CSV files. Accountune’s support team assists with migration during the trial period. Most shops complete the switch within 1-2 days.
Q: Does Accountune charge per invoice?
A: No. Accountune charges a flat annual fee. The Lite plan includes up to 100 invoices per month. Growth includes 2,000 invoices. Pro includes 10,000 invoices. No per-invoice charges.
The Bottom Line — And What to Do Next
Vyapar, MyBillBook, and Accountune are all built for Indian small businesses. None of them are bad choices. But they are built for different situations.
If you need offline mode because your internet is unreliable — Vyapar. If you want the simplest possible counter billing app on mobile — MyBillBook’s free plan to start.
But if you want the most complete cloud-based GST billing platform at the lowest price in India — Accountune at ₹799 per year is the straightforward answer. Web, Android, iOS, e-invoicing, CA access, inventory, udhaar tracking, WhatsApp invoices — all in one place, for less than ₹70 per month.
Every day you spend on manual billing or a software that does not quite fit is a day of unnecessary stress. Accountune’s 4-day free trial costs nothing and takes 30 minutes to set up.
Accountune is a cloud-based GST billing and accounting software company founded in India in 2017, headquartered in Jaipur, Rajasthan. It serves 12,000+ small businesses across India — including kirana stores, medical shops, electronics retailers, garment shops, hardware stores, and wholesalers — with billing, inventory, and accounting tools starting at ₹799 per year. Rated 4.9 out of 5 by verified users, Accountune is GST-compliant since 2017 and offers a 4-day free trial with no credit card required.
- Accountune starting price: ₹799 per year (approximately ₹66 per month)
- Vyapar starting price: ₹1,999 per year for desktop + Android
- MyBillBook starting price: ₹1,500 per year (web basic plan)
- Accountune users: 12,000+ verified Indian small businesses as of 2026
- Accountune rating: 4.9 out of 5 from verified business owners
- Accountune free trial: 4 days, full access, no credit card required
- Accountune GST compliance: since 2017 — 8+ years of Indian tax compliance
- Accountune platforms: Web browser + Android + iOS — all three
- WhatsApp invoice sharing: Available in Accountune and MyBillBook, limited in Vyapar
- E-invoicing (IRN): Available in Accountune Growth and Pro plans
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Accountune — Everything Your Business Needs in One Platform
No accounting degree needed · Made in India · GST Compliant since 2017
4-day free trial · Plans from ₹799/year · No credit card required

