Tally vs Vyapar vs Accountune (2026): Which GST Billing Software Is Right for Your Shop?

Picking billing software is not really about feature lists. It is about what works when your counter is packed, your staff is stressed, and a customer is waiting for a bill.

Three names come up again and again for Indian shops in 2026: Tally, Vyapar, and Accountune. All three do GST billing. All three have loyal users. But they are built for very different people — and the wrong pick costs you either money you did not need to spend, or features you actually needed and did not get.

This is an honest, side-by-side look. Real pricing, real strengths, and the situations where each one wins. No trash-talk — just what fits whom.

Side-by-side comparison

Pricing verified June 2026. All competitor prices exclude 18% GST unless noted; Accountune plan prices are GST-inclusive.

What is Tally?

Tally, now TallyPrime, is the most recognised accounting software in India. It has been around for decades, almost every CA knows it, and its reports are deep and trusted. For a business with a dedicated accountant and complex books, Tally is genuinely strong.

It runs as a one-time perpetual licence. TallyPrime Silver (single user) is ₹22,500, and Gold (unlimited users on a local network) is ₹67,500 — both plus 18% GST. Every new licence includes one year of TSS (Tally Software Services), the annual subscription that keeps your GST and statutory updates flowing. After the first year, TSS renews at ₹4,500 a year for Silver and ₹13,500 for Gold. Skip TSS and Tally still opens, but it stops getting the GST-rate and e-invoicing updates you need to stay compliant.

The trade-off is that Tally is desktop-first. Cloud and remote access come through TSS-linked add-ons, multi-user means a local server setup, and the interface takes most shop owners weeks to feel comfortable with. It was built for accountants, and it shows.

One thing worth knowing for 2026: from 1 July 2026, Tally raised the migration cost for older Tally.ERP 9 users moving to TallyPrime. If you are on a legacy version, the "should I upgrade or move to cloud" question just got more pointed.

What is Vyapar?

Vyapar is built for the small Indian shopkeeper who wants billing on a phone, fast. The mobile app is free for basic use, the interface is simple, and you can raise a GST bill and share it on WhatsApp within minutes of installing. For a tiny single-counter shop, that low barrier is the whole appeal.

Pricing is an annual subscription. The free mobile plan covers the basics with Vyapar branding on your invoices. Paid plans (all plus GST) run roughly: Mobile Gold around ₹942 a year, Desktop Silver ₹3,420, Desktop Gold ₹4,353, and a Retail POS plan at ₹9,557. There is a 15-day free trial on desktop.

Where Vyapar runs out of room is depth. Inventory and reporting stay basic, lower plans tie you to a single device, and as a wholesaler or small manufacturer grows (multiple price lists, heavy stock, batch tracking), it starts to feel tight. It bills well; it just was not built to scale much beyond simple billing.

What is Accountune?

Accountune is cloud-based GST billing, inventory, and accounting software built in Jaipur since 2017, used by 12,000+ Indian businesses across nine industries. The idea behind it is simple: a shop owner should not need to learn accounting to run their books. Ledgers, P&L, and balance sheet post themselves from every bill and payment.

It runs on web, Android, and iOS with the same data — so you can bill at the counter, check stock from home, and give your CA a read-only login, all on one platform. Pricing is transparent: a Free tier (100 invoices, all financial reports, one user), then Mobile Light at ₹799/year for mobile-only users, Starter at ₹1,849/year, and Growth at ₹4,499/year (five users, 10,000 invoices, audit trail, TDS reports, priority support). Plan prices are GST-inclusive, there are no per-invoice fees, and there is a 14-day full-feature trial plus a 30-day money-back guarantee. (Full plan details: Accountune pricing.)

What makes it fit Indian shops specifically: GST is native, not bolted on (auto CGST/SGST/IGST by HSN, 1-click GSTR-1/3B, e-invoicing IRN, e-way bills from the billing screen), plus shop-floor features like batch-and-expiry for medical, size-colour variants for garments, multi-godown stock, udhaar tracking, and 1-tap WhatsApp invoices with a UPI QR that auto-marks the bill paid.

The detailed comparison

Pricing: what actually lands on your bill

This is where the three split most clearly.

Tally is a big one-time spend plus a yearly TSS you cannot really skip if you want compliance. Year one on Silver is ₹22,500 + GST (TSS included); after that, ₹4,500 + GST every year. Gold for a small team is ₹67,500 + GST upfront. It owns itself forever, but the entry cost is steep for a small shop.

Vyapar is gentler — free on mobile, and ₹3,420 a year for desktop. Good value if your needs stay simple and you do not need much beyond billing. For a closer look, see Vyapar vs Accountune vs MyBillBook.

Accountune starts free and tops out at ₹4,499 a year for the full Growth plan with five users, with GST already included in the price. For most growing shops, the maths is straightforward: cloud, mobile, desktop, and team access for less than a single year's Tally Gold licence.

Per-day, Growth works out to roughly ₹12 a day. For software that runs your billing, stock, and books, that is less than your daily chai.

GST and compliance

All three handle GST filing — but the experience differs. Tally is thorough and accountant-grade, with TSS keeping statutory updates current. Vyapar covers GSTR-1 and GSTR-3B cleanly for simple billing. Accountune does 1-click GSTR-1 and GSTR-3B, generates e-invoice IRNs and QR codes for B2B invoices once you cross the ₹5 crore aggregate-turnover line (per the official e-invoice portal), and pulls e-way bills straight from the billing screen. For a non-accountant owner, the "GST calculates itself by HSN, every time" part is the difference between a calm month-end and a stressful one.

Inventory and stock

Tally's inventory is deep and built for accountants who know what they are doing. Vyapar's is basic — fine for a small shop, thin for a distributor. Accountune sits in between in complexity but ahead in fit: multi-godown stock with transfer challans, batch-and-expiry tracking with FEFO sales suggestions for medical and food, size-colour-style variants for garments and footwear, low-stock WhatsApp alerts, and per-godown valuation reports. If stock loss or expiry write-offs are eating your margin, this is where it shows.

Cloud vs desktop, and mobile

This is the cleanest line of all. Tally is desktop-first — cloud and remote access are add-ons. Vyapar is mobile-first with desktop and sync. Accountune is cloud-first, with the same live data on web, Android, and iOS. Check your sales from home, update a price while travelling, let your accountant work from her office, without a server or a separate backup routine. Data sits on encrypted India-based servers with hourly backups.

Multi-user and team access

Tally Gold gives unlimited users — but on a LAN, at ₹67,500 + GST. Vyapar's multi-user is limited on lower plans. Accountune's Growth plan gives five role-based users with activity logs, and a setting to hide cost prices from staff, so your counter person bills without seeing your margins. For a growing shop, that role control matters as much as the user count.

Support and ease of use

Tally is accountant-friendly but takes weeks to learn for a shop owner. Vyapar is easy on mobile. Accountune is built so that if you can write an invoice, you can run your books — and email plus chat support is included on every plan, with priority queues on higher tiers.

When to choose Tally

Be honest with yourself here. Tally is the right call if:

• You have a dedicated accountant or CA who already lives in Tally daily.

• Your books are genuinely complex — heavy multi-branch accounting, deep customisation, statutory reporting at scale.

• You are fine with a desktop-led setup and a higher upfront spend in exchange for owning the licence.

For an established, accountant-led mid-to-large business, Tally's depth earns its price. For a hands-on shop owner who just wants to bill and stay GST-compliant, it is more software, and more cost, than the job needs.

When to choose Vyapar

Vyapar fits well if:

• You run a very small, mostly-mobile shop and want the simplest billing possible.

• Your needs are billing-first, with light inventory and reporting.

• You want a free mobile start before paying anything.

If your business is small and likely to stay simple, Vyapar does the core job at a low price. The moment you need real inventory depth, multi-device team access, or you are scaling into wholesale or manufacturing, you will start bumping into its ceiling.

When to choose Accountune

Accountune is the fit if:

• You want cloud, mobile, and desktop together: bill anywhere, check stock from home, give your CA a login.

• You want GST handled automatically and shop-specific features (batch/expiry, variants, udhaar, multi-godown) without learning accounting.

• You want transparent, low pricing: free to start, ₹4,499/year for a full five-user plan, GST included.

It is built for the Indian shop owner who is the owner, the manager, and sometimes the delivery person, not for a CFO and not for a CA's back office. For the large majority of small Indian businesses weighing cost, features, and simplicity together, this is the best-value pick of the three.

How to switch (without losing data)

Switching software feels risky, mostly because of data. It does not have to be.

1. Export your current data. Tally, Vyapar, and Excel all let you export customers, products, and transaction history. Do this first.

2. Set up the new software. With Accountune, setup is 30 to 45 minutes: business details, GSTIN, product list with HSN codes (the built-in database suggests codes as you type), and opening balances. The import tool accepts Excel, so a 500-product catalogue does not need manual entry.

3. Run both for a week. Do not cut over cold. Run old and new side by side for a week to catch anything missing.

4. Go live on the 1st of the month. Starting on the 1st keeps your GST data clean, with no mid-month confusion in GSTR reports.

5. Share CA access. Give your accountant a read-only login so they can pull GSTR data directly.

A note on Tally migrations specifically: Accountune imports masters, opening balances, and pending invoices from a Tally export. (Check the current terms before you switch, because Accountune lists a hands-on Tally migration, and the help docs also reference free migration windows, so confirm which applies to you.)

A real shop that moved off Tally

Rajesh Kumar runs Kumar Electronics in Lucknow. He was on Tally and made the move to Accountune. His reason was time, not features on paper.

"We switched from Tally and have not looked back. E-invoicing alone saves us two hours every day." — Rajesh Kumar, Kumar Electronics, Lucknow (saved ~15 hours a week)

Customer outcome shared with permission. Verified Accountune customer.

His point is the one that matters for most shop owners. The question is rarely "which software has the longest feature list." It is "which one gives me my counter time back and keeps GST off my mind." For Rajesh, two hours a day was the answer.

inal verdict

For most Indian small businesses, Accountune is the best overall value of the three — the widest feature fit at the lowest cost. The exceptions are real but narrow.

If you want cloud, mobile, and desktop together, GST handled for you, and the widest feature fit at the lowest cost, Accountune is the pick, built for the Indian shop owner running the whole show themselves. The two exceptions are genuine but narrow: choose Tally if you are an accountant-led mid or large business with complex books and a desktop setup, or Vyapar if you run a tiny, mostly-mobile shop and want the simplest billing for the least money.

The fastest way to know is to try it on your own bills. Accountune has a free tier and a 14-day full-feature trial — no credit card.

👉 Start free (no card): accountune.com 👉 Book a free demo: +91 88242 33917 — or compare plans at accountune.com/pricing