Online Accounting Software India — Manage Ledgers, P&L and GST Without Hiring an Accountant
You started your business to sell, serve,a and grow. Not to spend evenings staring at ledger books. Not to call your CA every time you want to know if last month was profitable. And definitely not to decode accounting terminology that feels like a different language entirely.
Most accounting software in India was built for accountants. Open Tally and you will see voucher types, debit-credit structures, and screens that assume the person behind the keyboard studied commerce for three years. That is not most small business owners. That is not you.
Accountune is online accounting software India built specifically for people who run businesses — not people who study them. Whether you have a medicine shop in Nagpur, a garment trading business in Surat, or a hardware store in Jaipur, Accountune manages your accounts automatically while you focus on running your business. Every bill you create updates your ledger. Every payment you record adjusts the outstanding. Every month your P&L is ready. No manual entries. No confusion. No dependency on someone else to tell you how your business is doing.
Over 12,000 Indian small businesses use Accountune today. The gst billing software runs on your phone, your laptop, any browser — and keeps your accounts updated in real time, always.
- Party ledger auto-updated with every bill and payment — no manual entry
- Profit & Loss report available in one click, any time you need it
- GST accounts always current — GSTR-1 and GSTR-3B data prepared automatically
- Bank reconciliation that takes 20 minutes instead of half a day
- Full access from Android phone, tablet, or any web browser
What Makes Accountune Different From Every Other Accounting Software
There are dozens of accounting tools available in India. So the real question is — why do business owners who tried Tally, Zoho Books, or Vyapar keep switching to Accountune?
The answer is not features. Every accounting software has features. The answer is who the software was designed for.
Tally was built for accountants and has been around since 1988. It is powerful, deep, and comprehensive — but it assumes the user knows accounting. Zoho Books is modern and cloud-based but built around global workflows that often feel overcomplicated for an Indian kirana owner or a small textile trader. Vyapar focuses on billing and is good at it, but its accounting layer is limited for businesses that need full ledger and report visibility.
Accountune was designed for the business owner who handles their own accounts, works with a part-time CA, and needs a clear picture of their finances without becoming an accountant themselves. Simple screens. Automatic entries. Real-time reports. CA remote access built in. All for under ₹70 per month.
10 Accounting Features That Work Automatically
Once You Set Up Accountune
Ramesh runs a small trading business in Jaipur. GST registered, 300+ parties, two staff members. He used to spend entire weekends fixing accounts and preparing GST data. Now Accountune's online accounting software handles all of it automatically — while he focuses on growing his business.
Auto-Updated Party Ledger — No Manual Entry, Ever
Every invoice you generate and every payment you record automatically updates that party's ledger. A textile trader in Jaipur dealing with 300+ parties said: "Pehle hum register mein likhte the. Ab mobile pe ek click mein sab dikha deta hai." Every transaction, every balance, every date — instantly.
- Ledger updates on every invoice and payment
- Filter by date range, export to Excel anytime
- Share PDF ledger with CA in one tap
- Works for 10 parties or 10,000 — same speed
Profit & Loss Report in One Click — Real Numbers, Not Estimates
Most small business owners in India see their P&L once a year when the CA prepares it. On Accountune, your P&L updates in real time. Every sale adds to revenue. Every purchase and expense reduces it. A medicine shop owner in Indore checks his P&L every morning — that habit alone cut unnecessary expenses within 60 days.
- Real-time P&L — updated with every transaction
- Gross profit and net profit both shown clearly
- Filter by day, week, month, or financial year
- No accounting knowledge needed to read it
Income and Expense Tracking — Every Rupee Accounted For
Sales tracking is easy when you use billing software. Expense tracking is where most businesses leak money without realising it. Shop rent, electricity, staff salary, transport, packaging — none of it goes into any system. Accountune lets you record any expense from your phone in under 30 seconds with a category and receipt photo.
- Record any expense in under 30 seconds
- Category-wise expense breakdown always visible
- Attach receipt photo from phone camera
- Every rupee shows up in your P&L automatically
Bank Reconciliation — Done in 20 Minutes, Not Half a Day
Done manually, bank reconciliation takes hours of going through your passbook line by line. Accountune simplifies this significantly. Import your bank statement and the software highlights matching entries and flags discrepancies. A hardware shop owner in Ahmedabad said his monthly reconciliation used to take most of a Sunday — now it is done in 20 minutes on a Friday afternoon.
- Import bank statement — matches automatically
- Unmatched transactions flagged clearly
- Real cash position always accurate
- Supports all major Indian bank formats
GST-Ready Accounts — GSTR-1 and GSTR-3B Data Always Prepared
On Accountune, GST compliance runs in the background automatically. Every invoice is tagged with the correct GST rate. Every purchase with a valid GST invoice captures the ITC. At month-end, your GSTR-1 and GSTR-3B data are already prepared and waiting. Your CA logs in, reviews, and files — no scrambling, no missing entries, no last-minute corrections.
- Auto GST rate tagging — 5%, 12%, 18%, 28%
- ITC captured on every purchase automatically
- GSTR-1 and GSTR-3B reports ready to download
- Composition scheme handled separately if needed
Balance Sheet Always Ready — Not Just at Year End
Most small business owners only see a balance sheet when their bank demands it for a loan application. Accountune maintains a live balance sheet at all times. Assets, liabilities, and equity are calculated from actual transaction data — not estimates. When your bank needs it or a potential investor asks, it is one click away. Updated to today.
- Live balance sheet — updated with every transaction
- Assets, liabilities, equity always calculated correctly
- Download and share as PDF instantly
- Ready for bank loan applications anytime
Accounts Payable & Receivable — Know Who Owes You and Who You Owe
A business can show a good P&L but still run out of cash if receivables are not collected. Accountune shows a real-time picture of all outstanding receivables — sorted by amount or days overdue. For payables, every supplier bill you have not settled appears clearly. A garment wholesaler in Jaipur improved collections within the first month just by checking this screen every morning.
- All outstanding receivables in one view
- Sorted by amount or days overdue
- One-tap WhatsApp follow-up directly from app
- Supplier payables tracked with same detail
CA Remote Access — Your Accountant Works Without Disturbing You
Your CA needs data. You need to send it. It comes at an inconvenient time. Something is missing. Back and forth. Calls. Delays in filing. Accountune solves this with CA remote access. Create a separate login for your accountant with limited permissions — view ledgers, access GST reports, check P&L. Your CA logs in independently and does what they need to do. No password sharing. No admin access.
- Separate CA login with read-only permissions
- Access ledgers, GST reports, P&L independently
- No password sharing — full account security
- CA works from anywhere, anytime without calling you
Multi-User Roles — Right Access for the Right Person
If you have billing staff, a store manager, and a CA — all three need access to different parts of your business. Sharing one login is messy and risky. One wrong entry by the wrong person can create accounting errors that take hours to fix. Accountune lets you create separate logins with defined permissions for each role. Everyone works in their lane. Your data stays clean.
- Separate login for billing staff, manager, CA
- Billing staff cannot see P&L or purchase data
- Manager can check inventory but not change pricing
- Full activity log — who did what and when
Six reasons your business finances feel
out of control — and how Accountune fixes each one
Priya runs a wholesale garment business in Surat. Turnover of Rs 1.8 crore, four staff, GST registered. Every month the same accounting problems were costing her time, money, and peace of mind. Here is what changed after she switched to Accountune.
Bank balance and actual cash position never match
Priya's bank showed Rs 4.2 lakh available. But Rs 1.8 lakh was already committed to supplier payments and Rs 60,000 was in transit from a retailer. Her real free cash was Rs 1.76 lakh — but she did not know that. She ordered new stock that month and could not pay for it when the bill arrived. A cash flow crisis that never needed to happen.
Live cash flow dashboard shows your real position every moment
Accountune tracks every payment received, every payment due, and every outstanding supplier bill in real time. Your actual cash position — not just bank balance — is visible on your dashboard the moment you open the app. No more ordering stock you cannot afford. No more end-of-month surprises.
✓ Real-time cash flow — inflow, outflow, and net positionInput Tax Credit gets missed because purchase records are scattered
Priya was buying stock from 40+ GST-registered suppliers every month. Some invoices were on paper, some on WhatsApp, some emailed. Her CA manually matched these with GSTR-2B every quarter. In FY 2023-24, Rs 38,000 in valid ITC went unclaimed simply because three supplier invoices were not captured in time. That money was gone.
Every purchase auto-captures ITC — GSTR-2B reconciliation built in
Record every purchase in Accountune as it happens — the ITC is captured immediately. At month-end, Accountune automatically reconciles your purchase data with GSTR-2B and shows which invoices are matched and which supplier has not filed. Every eligible rupee of Input Tax Credit is identified and claimed on time.
✓ Auto ITC capture and GSTR-2B reconciliationCA calls every month for the same data — billing you each time
Every month before GST filing: CA calls asking for purchase totals, sales summary, ITC list. Priya would spend an hour digging through registers and WhatsApp to compile everything. Then send it. CA finds something missing. Another call. Another hour. Her CA billed Rs 2,500 extra per month just for "data compilation work." Rs 30,000 per year for avoidable back-and-forth.
CA logs in directly and gets everything they need — no calls, no compilation
Give your CA their own login with read-only access to Accountune. They see your ledgers, GST reports, purchase summaries, and P&L directly — without calling you, without waiting for you to compile anything, without disturbing your day. CA remote access is built into every Accountune plan. The monthly back-and-forth ends completely.
✓ CA remote access — built-in, no extra costStock account and billing account are in two different places
Priya used one app for billing and a separate Excel file for inventory. Every sale required updating both — which meant either the billing was done and stock was not updated, or the stock was updated and billing was wrong. At the end of each month, the accounts never reconciled. She once discovered 60 missing units of a fast-moving item that existed on paper but not in the godown.
Billing and inventory are one system — stock updates with every invoice
In Accountune, billing and inventory are the same platform. When you create an invoice, stock reduces automatically. When you record a purchase, stock increases. There is no separate update, no manual reconciliation, no mismatch. At any moment you know exactly how many units of each item are in your shop or godown — because the accounting did it for you.
✓ Unified billing and inventory — zero manual stock updatesYou do not know which customers are actually profitable
Priya had 80 active retailer customers. Some ordered large volumes but always paid late — effectively using her as a free credit line. Some paid quickly but ordered small amounts. She had no way to see which customers were profitable versus which were a drain. She was spending the same time and effort on a Rs 20,000/month customer as on a Rs 2 lakh/month customer.
Customer-wise sales, outstanding and payment history in one view
Accountune shows you every customer's total purchases, payment history, average payment time, and current outstanding balance — all in one screen. You instantly see who your best customers are, who pays on time, and who has been outstanding for 60+ days. Set credit limits, send WhatsApp reminders, and focus your energy on customers who deserve it most.
✓ Customer-wise profitability and payment behaviour visibleAnnual accounts take weeks and always uncover surprises
Every March, Priya's CA would spend two to three weeks reconstructing her year from scattered records — paper invoices, WhatsApp screenshots, Excel files, bank statements. The process always uncovered mismatches, missing invoices, and unrecorded expenses. In FY 2022-23 the reconstruction revealed an unrecorded Rs 1.2 lakh expense that had to be adjusted retroactively. Months of confusion.
Year-end accounts are already done — because every month was recorded cleanly
When every sale, purchase, payment, and expense is recorded in Accountune as it happens — the year-end accounts are simply a summary of what already exists. Trial balance, profit and loss, balance sheet, party-wise ledgers — all downloadable in one click at any time. Your CA's job becomes review and filing, not reconstruction. Annual accounting goes from three weeks to three days.
✓ Year-end ready accounts — always, not just in MarchThe biggest shift for Priya was not the software — it was the clarity. When your cash flow is visible every day, your ITC is captured automatically, and your CA works independently without calling you, you stop firefighting and start managing. That is what online accounting software should feel like for an Indian small business owner.
| Feature | AccountuneRecommended | Tally Prime | Zoho Books | Vyapar |
|---|---|---|---|---|
| Starting Price | ₹799/year | ₹5,400/year | ₹3,499/year | ₹1,099/year |
| 100% Cloud Based | ✔ Full cloud | ✖ Desktop only | ✔ Full cloud | ⚠ Partial |
| Mobile App | ✔ Android + iOS | ⚠ Limited | ✔ Yes | ✔ Yes |
| GST Billing & Invoicing | ✔ Auto | ✔ Yes | ✔ Yes | ✔ Yes |
| GSTR-1 & GSTR-3B Reports | ✔ Auto-generated | ✔ Yes | ✔ Yes | ⚠ Basic |
| Profit & Loss — Real Time | ✔ Always live | ✔ Yes | ✔ Yes | ⚠ Basic |
| Bank Reconciliation | ✔ Yes | ✔ Yes | ✔ Yes | ✖ No |
| CA Remote Access | ✔ Built-in | ✖ Not available | ⚠ Limited | ✖ No |
| No Accounting Knowledge Needed | ✔ Yes | ✖ CA needed | ⚠ Moderate | ✔ Yes |
| Inventory Management | ✔ Full | ✔ Full | ✔ Yes | ✔ Yes |
| Multi-User Access | ✔ Unlimited | ⚠ Extra cost | ✔ Yes | ✔ Yes |
| Auto Daily Cloud Backup | ✔ 256-bit encrypted | ✖ Local only | ✔ Yes | ⚠ Partial |
| Free Trial | ✔ 4 days free | ✖ No | ✔ 14 days | ✔ 30 days |
| Setup Time | Under 30 mins | Days with IT help | Few hours | 1-2 hours |
| Best For | Small businesses & MSMEs | Large enterprises | Startups & services | Small traders |
* Tally price is for Silver edition (single user). Zoho Books Standard plan. Vyapar desktop plan. Prices as of 2026.
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Expert guidance to ensure accurate, compliant, and hassle-free GST billing.
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How Accountune Works
Create account
Set up your account quickly and start using the platform
Add Data
Manage all your products and customer details in one place
Start Billing & Tracking
Create invoices, track payments, and monitor your finances
Get Support
Get continuous guidance, updates, and expert assistance
Why Small Businesses in India Choose Accountune for Online Accounting
Real-time profit and loss. Automatic GST reports. Live party ledgers. Everything a small business in India needs from online accounting software — in one simple app. No accountant needed for daily tasks.
Built for kirana store billing
Built for Indian small businesses Designed for GST compliance, party ledgers, and Indian accounting practices — exactly how small businesses in India work.
GST, billing and accounts
all in one place Invoices, GSTR-1, GSTR-3B, party ledgers, P&L, balance sheet — no switching between apps or spreadsheets.
No accounting knowledge required
No accounting knowledge required Your staff can learn it in one afternoon. If they can use WhatsApp, they can use Accountune. Simple as that..
Your data is always safe
Your data is always safe Every invoice, every ledger entry, every GST report — backed up automatically. Phone lost? Computer crashed? Log in from anywhere and everything is there.
Everything Your Business Needs In One Platform
Expert guidance to ensure accurate, compliant, and hassle-free GST billing.
Trusted by Thousands of Indian Businesses
Over 12,000 businesses rely on Accountune for fast and accurate GST billing & inventory management.
Priya Sharma
Owner – Wholesale Grocery, Mumbai
Reduced missing payments by 80%
"Accountune simplified our GST invoicing. Tracking inventory and payments is now clear and stress-free."
Rajesh Patel
Owner – Electronics Store, Jaipur
Saved 40% billing time in first month
"Accountune helped us reduce billing errors and track inventory in real time. GST billing is now fast and stress-free."
Sandeep Agarwal
Owner – Garments Shop, Delhi
Cut billing time by 60% with automation
"Billing and stock management is now 2x faster. I highly recommend Accountune to business owners!"
Suresh Verma
Owner – Kirana Store, Indore
Udhaar tracking saved ₹15,000 in dues
"Pehle udhaar ka hisab diary mein tha. Ab Accountune mein sab track hota hai. Ek bhi payment miss nahi hoti."
Meena Joshi
Owner – Medical Store, Pune
Zero expiry losses after using Accountune
"Expiry alerts ne meri bahut badi loss se bacha liya. Batch tracking ab automatic hai. GST bhi sahi hota hai."
Amit Gupta
Owner – Hardware Store, Nagpur
Stock management 3x faster now
"1200 items ka stock manually track karna mushkil tha. Accountune ne sab easy kar diya. Reorder alerts bhi milte hain."
Trusted by Thousands of Indian Businesses
Over 12,000 businesses rely on Accountune for fast and accurate GST billing & inventory management.
Priya Sharma
Owner – Wholesale Grocery, Mumbai
Reduced missing payments by 80%
"Accountune simplified our GST invoicing. Tracking inventory and payments is now clear and stress-free."
Rajesh Patel
Owner – Electronics Store, Jaipur
Saved 40% billing time in first month
"Accountune helped us reduce billing errors and track inventory in real time. GST billing is now fast and stress-free."
Sandeep Agarwal
Owner – Garments Shop, Delhi
Cut billing time by 60% with automation
"Billing and stock management is now 2x faster. I highly recommend Accountune to business owners!"
Suresh Verma
Owner – Kirana Store, Indore
Udhaar tracking saved ₹15,000 in dues
"Pehle udhaar ka hisab diary mein tha. Ab Accountune mein sab track hota hai. Ek bhi payment miss nahi hoti."
Meena Joshi
Owner – Medical Store, Pune
Zero expiry losses after using Accountune
"Expiry alerts ne meri bahut badi loss se bacha liya. Batch tracking ab automatic hai. GST bhi sahi hota hai."
Amit Gupta
Owner – Hardware Store, Nagpur
Stock management 3x faster now
"1200 items ka stock manually track karna mushkil tha. Accountune ne sab easy kar diya. Reorder alerts bhi milte hain."
Frequently Asked Questions
These are the most commonly asked questions about Accountune Products.
Can I use accounting software without any accounting knowledge?
Yes — Accountune is designed for business owners, not accountants.
You do not need to understand debits, credits, journal entries, or any accounting terminology. Every action is described in plain business language. You create a bill and the ledger updates. You record a payment and the outstanding reduces. The accounting logic runs automatically in the background.
What is online accounting software and why does my business need it?
Online accounting software is a cloud-based system that records all business transactions and generates financial reports automatically.
If you track your accounts in a register, Excel, or in your head — you are accumulating risk. Errors build up. GST data gets messy. You lose visibility into where your money is going. Accounting software eliminates manual work, keeps your records accurate, and gives you real-time visibility into your business finances.
How is Accountune different from Tally?
Tally is desktop software built for accountants. Accountune is cloud-based software built for business owners.
Tally requires installation on a specific computer, costs ₹18,000 to ₹54,000 per year, needs a trained accountant to operate, and does not work on mobile. Accountune runs from any browser and on Android, costs ₹799 per year, requires no accounting knowledge, and is set up in under 30 minutes.
Which is the best accounting software for small business in India?
For small businesses who want to manage accounts themselves without an accountant, Accountune is one of the best options available.
It combines full accounting features — ledger, P&L, balance sheet, GST accounts, bank reconciliation — with a simple interface that requires no accounting background. Over 12,000 Indian small businesses use it currently. For large businesses with complex ERP needs, enterprise tools like Tally or SAP may be more appropriate.
Does Accountune work on mobile?
Yes — Accountune has a full-featured Android app.
You can create bills, check ledgers, record expenses, view P&L, and track outstanding receivables directly from your Android phone. The app syncs in real time with the web version. Any device, any time — as long as you have internet access.
Does Accountune handle GST automatically?
Yes — every invoice is GST-tagged and GSTR-1 and GSTR-3B data is prepared automatically each month.
You do not need to manually calculate tax or maintain separate GST records. The software tracks CGST, SGST, IGST, and input tax credit from purchases automatically. At month end, your CA gets clean GST data ready to file.
What GST rates does Accountune support?
Accountune supports all standard GST rates — 0%, 5%, 12%, 18%, and 28%.
You assign the correct rate to each product or service once during setup. After that, every bill automatically applies the right rate. Nil-rated, exempt, and non-GST items are also handled separately.
How does Accountune help with input tax credit?
Every purchase invoice with a valid GSTIN automatically captures the input tax credit amount.
Accountune maintains a running ITC balance from all eligible purchases. Your CA uses this figure during GSTR-3B filing to offset your tax liability. No manual calculation. No risk of missing eligible credits.
Can I use Accountune if I am in the GST composition scheme?
Yes — Accountune handles composition scheme billing and accounting separately.
If your business is registered under the composition scheme, you can configure this during setup. The software applies composition rates correctly and generates the appropriate reports for composition scheme filers.
Can I generate GST reports for any time period?
Yes — GST reports can be generated for any custom date range.
Weekly, monthly, quarterly, annual, or any custom period you choose. These reports break down tax collected on sales and tax paid on purchases — useful for regular filing and for annual reconciliation.
How does the party ledger work in Accountune?
Each customer and supplier has their own ledger showing every transaction and the current outstanding balance.
When you create an invoice, it appears in the customer’s ledger as a debit. When you record a payment, it reduces the balance. You can view any party’s complete history, filter by date, and share the ledger as a PDF with your CA — all from the same screen.
Can I see all customers who have not paid me?
Yes — the outstanding receivables screen shows every customer with an unpaid or partially paid balance.
You can sort by amount, days overdue, or customer name. From the same screen, you can send a WhatsApp payment reminder to the customer with one tap. This feature alone has helped many Accountune users improve their collections significantly.
Can I track what I owe to suppliers?
Yes — accounts payable shows every supplier bill you have not fully settled.
You can see who to pay, how much, and when it is due. This helps you manage cash outflows better and maintain good supplier relationships by never missing a payment deadline unexpectedly.
How many parties can I add?
There is no hard limit — Accountune handles thousands of parties without slowing down.
Whether you have 50 customers or 5,000, the search, filter, and ledger features work the same way. Businesses with large party lists find the search and filter options particularly useful for quick access.
What reports does Accountune generate?
Accountune generates Profit & Loss, Balance Sheet, Cash Flow, Ledger, Outstanding Reports, GST Summary, Expense Reports, and Day Book.
All reports are available in real time and can be filtered by any date range. They can be downloaded as PDF or Excel and shared directly with your CA via a secure link — no need to print or email physical documents.
How is profit calculated in Accountune?
Profit is calculated as total sales revenue minus cost of goods sold minus total expenses for the selected period.
Every invoice you raise adds to revenue. Every purchase adds to cost. Every expense you record reduces the net profit. The P&L shows both gross profit and net profit clearly. All calculations come from your actual transaction data — no estimates or assumptions.
Can I compare this year's performance with last year?
Yes — Accountune lets you generate reports for any two periods and compare them side by side.
This is useful for understanding growth, identifying seasonal patterns, and planning for the next year. Many business owners use this feature during their annual review with their CA.
How much does Accountune cost?
Accountune starts at ₹799 per year — less than ₹70 per month.
Different plans are available based on the size of your business and the features you need. Visit the pricing page for a detailed comparison of all plans. Every plan includes the complete accounting suite — no features locked behind extra charges.
Is there a free trial?
Yes — Accountune offers a full-featured free trial with no credit card required.
You get access to every feature during the trial period. Set up your real business data, explore all the reports, and test the mobile app. Upgrade only when you are confident the software works for you.
Can I upgrade my plan after signing up?
Yes — you can upgrade at any time and the remaining value of your current plan is adjusted.
There is no data loss and no disruption when upgrading. Your transaction history, party ledgers, and reports all carry over seamlessly.
Is there any support included?
Yes — Accountune includes customer support via WhatsApp, chat, and phone for all paid plans.
New users also get onboarding assistance to help set up their account correctly. Most queries are resolved within a few hours. The support team is India-based and familiar with the specific needs of Indian small business owners.
Accountune Accounting and Billing Software
Redefine business accounting for maximum profitability