You think business is good — but can't prove it.
Cash is coming in, but when your CA asks about profit you have no clear answer. Revenue you know roughly; net profit you don't.
Profit you can't proveReal-time P&L, cash flow, stock health, customer dues and GST summary — generated automatically from your daily billing. No accounting knowledge needed. ₹799/year.
Auto from billing · Read in 2 min · CA-ready export · No card

Accountune research · 2026
Across our 12,000+ onboardings, one pattern repeats: owners who check a customer outstanding report weekly recover 20–30% more dues in the first month — not because customers changed, but because the asking rhythm changed. The report does the remembering the owner used to do from memory.
Business reports software is a tool that turns a business's daily transaction data into clear summaries — profit and loss, cash flow, stock health, customer outstanding, and GST liability. For Indian small businesses, it generates these reports automatically from billing and purchase entries, in real time, so an owner can read their actual profit, dues, and tax position without an accountant, a spreadsheet, or month-end preparation.
Understanding business reports
Five reports run a small business. A business report is a structured summary of your transaction data, built to answer one specific question. The five that matter most for an Indian small business are the Profit & Loss statement (P&L), the cash flow statement, the balance sheet, the customer outstanding (accounts receivable ageing) report, and the GST summary. These aren't optional accounting luxuries — they're the same numbers a bank asks for during a loan, a CA needs at filing, and you need before deciding what to stock.
Profit, cash and the balance sheet are three different things. The P&L shows revenue minus cost of goods sold (COGS) minus operating expenses — your gross and net profit for any period. The cash flow statement tracks actual money in and out, which is different from profit: you can be profitable on paper and still short on cash because money is locked in receivables or excess stock. The balance sheet is a snapshot of what you own (assets) versus what you owe (liabilities) on a given date — what banks scrutinise for working-capital loans.
GST reporting is built from the same bills. The GST summary consolidates output tax collected, input tax credit (ITC) earned on purchases, and net liability — feeding directly into GSTR-1 (outward supplies) and GSTR-3B (summary return). The HSN-wise summary breaks tax down by product code, mandatory in GSTR-1 for most registered businesses. Per the CBIC e-invoicing notification (Notification 10/2023 – Central Tax, effective 1 August 2023), e-invoicing with IRN generation applies above ₹5 crore aggregate turnover; the GST Council also requires 6-digit HSN reporting above the ₹5 crore threshold.
The problem was never the data — it's extraction. Every bill you raise already contains this data. In most software, getting a real P&L requires either accounting knowledge (debit, credit, double-entry, ledger posting) or a CA visit you're waiting on. So the reports either sit unread because they're too technical, or arrive three months late.
Entities covered on this page
6 reporting gaps Accountune closes
These are not hypothetical. They happen in small businesses across India every month — and each one quietly costs money or hours.
Cash is coming in, but when your CA asks about profit you have no clear answer. Revenue you know roughly; net profit you don't.
Profit you can't proveEvery invoice, purchase and expense feeds the P&L: total sales, COGS, expenses, net profit. Open it any time; the number is there.
Net profit, any timeSales were strong, but the bank balance barely moved. You paid suppliers, staff, stock — and ₹30k–₹50k of outflow is simply untracked.
₹30k–₹50k untrackedReceipts, supplier payments, salaries, utilities — sorted by category, weekly. Most owners find leaks the first time they open it.
Every leak visible₹80,000 of stock hasn't moved in 45 days and nobody told you — while three fast-movers ran out twice and you lost sales.
Capital locked in dead stockItems below minimum, items unsold in 30/60/90 days. You restock what sells, stop buying what just sits on the shelf.
Restock only what sells30 credit customers — some current, some 60 days old, a few unpaid for months. By the time you notice, some is unrecoverable.
Dues age out, unrecoverableEvery credit customer, amount, and how old the due is (0–30 / 30–60 / 90+). Send a reminder straight from the report.
Follow up at the right timeDays before the 11th, the CA calls for sales, purchases, ITC. Two evenings lost searching bills; you send something approximate and hope.
Two evenings lost monthlyOutput tax, ITC, net liability. GSTR-1 and GSTR-3B data organised and accurate. No scanning, no spreadsheet prep.
CA-ready, one clickWhich product has the best margin? Which customer buys most but pays latest? You have rough ideas, no numbers to back any of it.
Decisions on gut feelingTop products by revenue and margin; top buyers by frequency and trend. Two minutes instead of a Sunday-morning guess.
Numbers, not guessesBilling in, reports out — automatically
No extra data entry, no month-end close. You do the billing you already do, and every report builds itself from it in real time.
Create invoices, record purchases, log expenses — the daily work you already do. There's no extra data entry just for reporting.
A single sale updates the P&L, cash flow, stock, GST and customer outstanding instantly. No batch run, no month-end close.
Today, this week, last quarter, this financial year or a custom range — on phone, laptop or tablet. Reports answer questions (“who owes me, how long?”), not jargon. No debit-credit knowledge needed.
Give read-only CA access or export to PDF/Excel/CSV. Filing-ready data without you preparing anything.
Reports generated automatically from billing: daily sales · monthly analysis · P&L · cash flow · stock & inventory · customer outstanding · supplier payments · GST summary · sales by product & customer.
What you get
Ten-plus reports, all generated automatically from the billing you already do — each entry feeds the P&L, cash flow, stock, GST and customer outstanding in real time.
Know what came in
At 8 PM, open your phone and see today's total — split by payment mode (cash, UPI, card, credit) and category. Compare to yesterday in one tap. A two-minute evening pulse check.
Patterns, not totals
Revenue, transactions, average order value, top products and customers, plus month-on-month and year-on-year comparison. Over time these become your real business history.
What you kept
Total sales, COGS, gross profit, operating expenses (rent, salary, transport) and net profit for any range. Auto-calculated. The first real P&L most owners ever see.
Every rupee in and out
Sales receipts, supplier payments and expenses — separated clearly for any period. See whether cash is building or tightening at a glance. Often the most eye-opening report.
Moving, slow, running out
Fast-movers needing reorder, slow-movers tying up capital, low-stock alerts and dead stock unsold in 30/60/90 days. Manage hundreds of SKUs without counting shelves.
Who owes, since when
Every credit customer with total due and ageing (0–30 / 30–60 / 60–90 / 90+). High-risk dues flagged. One-tap WhatsApp reminder from the report. Riya cut missing payments 80%.
What you owe
Supplier-wise outstanding, due dates and full payment history. See what to pay this week and what can wait. With the customer report, your full working-capital picture in one view.
CA-ready every month
Output GST, ITC, net liability, plus GSTR-1, GSTR-3B and HSN-wise data — auto-built from billing and purchases. Clean format, readable without accounting knowledge.
What actually pays
Per-product revenue, quantity and gross margin; per-customer purchases, frequency and last-purchase date. Spot low-margin items and regulars who've gone quiet — before they switch.
The short version
Accountune vs the tools Indian small businesses usually compare it against, on the reporting capabilities that matter. Values reflect each product's standard plan (verified May 2026).
| Capability | Accountune | Tally | Zoho Books | Vyapar |
|---|---|---|---|---|
| Real-time P&L (auto from billing) | manual posting | basic | ||
| Cash flow report | limited | |||
| Balance sheet (one-click) | ||||
| Customer outstanding + ageing | ||||
| One-tap WhatsApp reminder | third-party | limited | ||
| GST summary + GSTR-1/3B data | GSP | |||
| HSN-wise summary | basic | |||
| Dead-stock / slow-mover report | add-on | |||
| Reports without accounting skill | steep curve | moderate | ||
| Read reports on mobile | full | view-only | ||
| Read-only CA access | Growth+ | via license | per-org | limited |
| Export PDF / Excel / CSV | ||||
| Realistic annual price | ₹799–₹4,490 | ₹26,550 + ₹4,500/yr | ₹8,988/yr | ₹3,420/yr |
Accountune is the only one here that generates a real-time P&L automatically from billing, runs full reports on a phone, and includes read-only CA access as standard — no accounting skill required.
Is this right for you?
An honest read on where Accountune's reporting fits best — for the owner-run Indian business that wants real numbers without an accountant.
Best fit
Retail, wholesale, medical, hardware, electronics or garment — if you bill daily, every report builds itself from that billing.
Track dues before they age
You need to track dues before they age out — the customer outstanding report with ageing does the remembering for you.
CA-ready, no prep
File GST monthly and want CA-ready GSTR-1/3B data without two evenings of month-end preparation.
Margin, not gut feeling
Make stocking and pricing calls and want margin data — top products, top customers — not a Sunday-morning guess.
Recognise your business? You're exactly who Accountune is built for.
Start freeAccountune Product Team
Product Research — India SME GST & Accounting
Based on
The gap for most Indian SMEs was never the data — every bill already carries it. The gap was extraction. When a P&L updates itself with every invoice and a non-accountant can read it on a phone, the owner starts making weekly decisions instead of quarterly guesses. That shift — from gut feeling to a number you can see — is where the money is.
Buyer's guide · 2026
Score every shortlisted tool against these seven checks before paying. Software that fails even two is likely to cost you a leak you can't see.
As 2026 ERP buyer guidance widely notes, waiting for month-end is too late — daily revenue, margins and cash flow should be visible instantly.
Accountune
In Accountune a sale updates the P&L immediately. Confirm it during the trial.
P&L, cash flow, balance sheet, customer ageing and GST summary should not sit behind paid upgrades or force everything into Excel exports.
Accountune
All five core reports are in every Accountune plan, not gated upgrades.
Open a P&L during the trial. If you can't understand net profit without a CA, the software failed the only test that matters for an owner.
Accountune
Accountune uses plain language — net profit, cash in, cash out — readable in minutes.
GSTR-1, GSTR-3B and the HSN-wise summary should generate from billing data automatically — not as a separately-priced module.
Accountune
Accountune builds GSTR-1, GSTR-3B and HSN data straight from your billing.
85%+ of Indian SMB usage is mobile. Daily sales, outstanding, stock alerts and P&L summary must be readable on a phone, not desktop-only.
Accountune
Accountune's full reports run on the Android and iOS app, same live data as web.
Your CA should download exactly what they need for filing without your admin credentials and without you preparing anything.
Accountune
Accountune includes read-only CA access on the Growth and Pro plans.
A ₹399 plan that excludes GSTR-1, inventory and e-way bill isn't a real comparison. Add licence + AMC + renewals + per-org GST before judging.
Accountune
Accountune is ₹799–₹4,490/year with all reports included — no hidden modules.
Compiled from 2026 ERP buyer guidance and feedback from 12,000+ Indian small businesses · Accountune Research.
Verified customer reviews
4.9/5 rating · Customer outcomes shared with permission, reproduced verbatim from verified Accountune customers.
Better decisions with real-time reports
“The software gives us instant access to sales, profit, and expense reports. We no longer wait until month-end to understand business performance.”
Reporting time reduced by 75%
“Creating business reports used to take hours in spreadsheets. Now detailed reports are available in just a few clicks, saving us significant time every week.”
Sales aur profit reports ab instantly milte hain
“Pehle reports banane ke liye alag se data collect karna padta tha. Ab sales, expenses aur profit ki reports turant mil jati hain, jisse business decisions lena easy ho gaya hai.”
Business performance track karna simple ho gaya
“Dashboard aur reports ki madad se hume har waqt pata rehta hai ki business kis direction mein ja raha hai. Data clear aur easy-to-understand format mein milta hai.”
Reduced missing payments by 80%
“Accountune simplified our GST invoicing. Tracking inventory and payments is now clear and stress-free.”
Saved 40% billing time in first month
“Accountune helped us reduce billing errors and track inventory in real time. GST billing is now fast and stress-free.”
Pricing
Every plan includes the day book, cash book, GST entries and reports. Growth adds e-invoicing, GSTR-2B reconciliation, bank reconciliation and CA remote access; Pro adds multi-location and unlimited users.
For Getting Started
+ taxes
Perfect for Mobile only Users
+ taxes · ≈ ₹67/month
Perfect for Getting Started
+ taxes · ≈ ₹154/month
Perfect for Growing Businesses
+ taxes · ≈ ₹375/month
Three yearly plans — Lite ₹799, Growth ₹1,849, Pro ₹4,490. All 10+ reports — P&L, cash flow, GST, outstanding and more — included in every plan · Free trial, no card · 7-day money-back · Free migration.
Type a keyword or pick a category — P&L, GST, cash flow, outstanding. Everything an owner asks before switching is one keystroke away.
Business reports software turns your daily transaction data into clear summaries — sales trends, profit margins, stock health, customer outstanding and GST liability — generated automatically from the bills you already raise. Without it, you run the business on instinct: you can see money coming in, but not what you actually kept, where cash leaked, or who owes you. With it, every decision uses real numbers from your own business instead of memory or guesswork. The reports update from billing data, so you don't maintain anything separately. For an Indian SME, this is the difference between knowing your turnover and knowing your profit — two numbers that are often very far apart, and only one of which a bank or CA actually cares about.
No. The reports are built for owners, not accountants. They use plain language, clear totals, and answer specific questions like “who owes me and for how long?” instead of accounting jargon like “accounts receivable ageing analysis.” You don't need to understand debit, credit or double-entry. If you can read a bank statement or a WhatsApp message, you can read these reports. The most common reaction when an owner opens their first real Profit & Loss is surprise — not at the complexity, but at how simple the actual number is once it's pulled out of the bills. That readability is the entire point: a report you can't understand is a report you'll never use, no matter how technically complete it is.
Yes. The free trial gives full access to every report, generated from your own data, with no credit card required to start. The fastest way to judge any reporting tool is to use your real numbers, not a demo dataset — so sign up, enter a few bills and purchases, and read your first genuine Profit & Loss, cash flow and customer outstanding report within minutes. Because the reports build automatically from billing, you don't need setup help or accounting knowledge to see them. If migration is the worry, Accountune offers free migration from Tally, Vyapar, Marg, BUSY, Zoho and myBillBook in 24–48 hours, so you can trial reports on your actual historical data rather than starting from scratch. Read what you've been missing before you decide.
The Profit & Loss report shows total sales, cost of goods sold (COGS), gross profit, operating expenses such as rent, salary and transport, and finally net profit — all for any date range you pick. Every figure is auto-calculated from your billing, purchase and expense entries, so you don't post journals or understand double-entry. It is the single report most Indian SME owners have never actually seen for their own business, because in most software it sits behind accounting knowledge or a CA visit. Seeing your real net profit for the first time often changes decisions immediately: which products to push, which expenses to cut, and whether that “busy month” actually made money. Turnover feels good; net profit tells the truth.
The cash flow report shows money in and money out for any period — sales receipts, supplier payments, salaries, utilities and other expenses — separated clearly by category. It answers the question almost every owner asks at some point: “sales were good this month, so why didn't my bank balance move?” The answer is usually locked in receivables, excess stock, or untracked outflow, and the report makes it visible. Profit and cash are not the same thing: you can be profitable on paper and still short on cash. This report is the one that explains the gap. For many owners it's the most eye-opening report of all, because it surfaces leaks — small recurring outflows — that never showed up anywhere they were looking before.
The customer outstanding report lists every customer with a pending balance, the total amount due, and an ageing breakdown — within 30 days, 30–60 days, 60–90 days, and over 90 days. The older a due gets, the higher the risk of never recovering it, and that risk is now visible at a glance instead of buried in a notebook. You can send a WhatsApp payment reminder in one tap directly from the report, to one customer or many. This changes the asking rhythm: instead of remembering who owes you, the report remembers, and you simply follow up at the right time. Most businesses find dues they had completely forgotten the first time they open this report sorted by age.
They help you ask at the right time, which is what actually recovers money. Most businesses recover 20–30% more outstanding in the first month of using an ageing report — not because customers suddenly become more willing to pay, but because the owner stops forgetting and starts following up systematically. The report shows exactly who crossed 60 or 90 days, and the one-tap WhatsApp reminder removes the friction of chasing. Riya Sharma, a wholesale grocery owner in Mumbai, cut her missing payments by 80% in a single quarter using exactly this loop — daily outstanding check, timely reminders. Her customers didn't change; only the asking rhythm did. The report does the remembering she used to do from a notebook that often hid old dues between newer entries.
Accountune generates a GST Summary covering output tax and input tax credit, GSTR-1 data for outward supplies, GSTR-3B data for the summary return, an HSN-wise summary, and a tax-rate-wise breakup — all in filing-ready format and all built automatically from your invoices and purchase entries. You don't prepare a spreadsheet or hunt through bills before filing. Because the data comes straight from your daily billing, it stays accurate and consistent, and your net liability (output tax minus ITC) is always clear. Your CA can download exactly what they need with read-only access, so the monthly filing scramble — two evenings lost reconstructing numbers a few days before the 11th — simply stops. The same numbers you see on screen are the numbers that go into the return.
Yes. Your CA can be given a read-only login, included in the Growth and Pro plans, to download exactly what they need for GST and financial filing. They get view-and-export access only — no admin rights, no ability to change your billing, and no disruption to your daily work. This solves a recurring problem: most owners either share their full password (a security risk) or spend evenings exporting and emailing files to the CA. Read-only access removes both. The CA pulls GSTR-1, GSTR-3B, P&L, balance sheet or whatever the filing needs, whenever they need it, and you prepare nothing. It keeps a clean separation between the person who runs the shop and the person who files the returns, which is exactly how most Indian SMEs actually operate.
Yes. GST paid on your purchases is tracked and shown in the GST summary, so your net liability — output tax collected minus input tax credit earned — is always calculated for you. This matters because unclaimed or untracked ITC is real money: many businesses overpay GST simply because they don't reconcile what they paid on purchases against what they collected on sales. By pulling ITC straight from your purchase entries, the report keeps that credit accounted for every month, and pairs with GSTR-2B reconciliation (on Growth and above) so you can match it against what suppliers actually reported. The result is that you pay the correct net liability, not an inflated one, and you have a clear record if a figure is ever questioned during filing or assessment.
The stock report shows current stock levels for every product, low-stock alerts for items below the minimum you set, fast-moving items that need reordering, slow-moving items that are tying up capital, and dead stock that hasn't sold for a defined period like 30, 60 or 90 days. For medical and pharma businesses, batch-wise stock with expiry dates is also available, so you can clear near-expiry batches before they become a loss. The point is to stop two silent problems at once: capital sitting frozen in stock that won't sell, and lost sales from fast-movers running out unnoticed. Instead of physically counting shelves or relying on memory across hundreds of SKUs, you read the report and restock what actually sells while you stop buying what just sits.
Yes. Stock valuation reports show the total value of your inventory at cost price, at selling price, and the difference between them — so you know exactly how much working capital is locked in stock at any point in time. Quantity alone tells you how many units you have; value tells you how many rupees are sitting on your shelves instead of in your bank. For most SMEs, stock is the single largest place cash gets trapped, and a number like “₹4.2 lakh in inventory, ₹80,000 of it unsold for 60 days” changes purchasing behaviour fast. Valuation also feeds your balance sheet, which banks examine for working-capital loans. Seeing cost-versus-selling value side by side also makes margin obvious at the inventory level, not just per invoice.
In real time. Every sale, payment, purchase or expense you record immediately updates every relevant report. There's no end-of-day processing, no overnight batch run, and no month-end “closing” you have to wait for. When you open a report, it is always current to the last entry you made — even if you made it thirty seconds ago. This matters because the old way of reporting was retrospective: you found out last month's profit halfway through this month, far too late to change anything. Real-time updates flip that. You can check today's margin at 8 PM, see your cash position before paying a supplier, or read your dues before deciding whether to extend more credit — while the decision still matters.
Yes. You can set any range — today, this week, this month, last quarter, this financial year, or a fully custom period between two dates you choose. The report regenerates for exactly the dates you specify, and you can switch periods instantly without re-entering anything. This flexibility is what makes the reports useful for different jobs: a daily sales view for the evening check, a monthly view for GST filing, a quarterly view for spotting seasonal patterns, and a year view for the bank or your CA. Because the underlying data is the same billing you already do, every period view stays consistent — the year figure is simply the sum of the days, with nothing maintained twice or reconciled by hand.
Yes. Reports export to Excel for further analysis, PDF for sharing with a CA, bank or investor, and CSV on the higher plans for importing into other tools. The number on your screen is exactly the number in the exported file — there's no reformatting or manual transfer that could introduce errors. This matters when a bank asks for a P&L during a loan application, or when your CA wants the raw data rather than a screenshot. Because exports are generated from the same live billing data, you can produce a filing-ready or bank-ready document in seconds rather than rebuilding it in a spreadsheet. Whether someone needs a clean PDF to read or a CSV to work with, the report adapts to the audience without you re-entering anything.
Yes. Daily sales, customer outstanding, stock alerts and your P&L summary are all readable in the Accountune mobile app for Android and iOS. This is deliberate, not an afterthought: more than 85% of Indian SMB software usage is on mobile, and most owners aren't sitting at a desktop when they need a number — they're at the counter, with a supplier, or travelling. Having your business picture in your pocket means you can check today's margin before closing, read a customer's dues before extending more credit, or glance at low-stock alerts while placing an order with a distributor. The mobile reports show the same real-time data as the web version, so the device you happen to be holding never limits what you can see about your own business.
Practical reads on GST, billing and running a business in India — written for shop owners, not accountants.
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Each industry comes with its own preset items, taxes and templates — so day-one feels like day-thirty.
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