Every bill, purchase and expense posts to your books the second it happens. Day book, cash book, GST entries — done in the background. From ₹799/year.
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Accountune research · 2026
Figures compiled from Ministry of MSME, CBIC GST data, and Accountune's first-party onboarding observations across 12,000+ businesses (2023–2025).
Bookkeeping software is an application that captures and organises every financial transaction in a business — income, expense, cash, bank, purchase and sale — into structured ledgers and reports. Modern cloud bookkeeping records these entries automatically from billing and purchasing, so the books stay current without a separate accounting step or a trained bookkeeper.
Understanding bookkeeping
Bookkeeping vs accounting — the difference that matters. Bookkeeping is the day-to-day recording of transactions. Accounting is the interpretation — the analysis, the year-end statements, the tax planning. Bookkeeping comes first; without clean books, accounting is guesswork. For most Indian small business owners, the gap is not accounting skill — it is that nobody is doing the bookkeeping consistently. According to the Ministry of MSME's Annual Report 2023–24, the vast majority of India's 63.4 million MSMEs operate without a formal bookkeeping system, which is why GST reconciliation and year-end accounts so often turn into reconstruction exercises.
GST built into your books. In India, bookkeeping cannot be separated from GST. Every sale carries a GST rate — 0%, 5%, 12%, 18% or 28% — and splits into CGST, SGST or IGST depending on whether the sale is local or interstate. Every purchase from a registered supplier carries Input Tax Credit (ITC) that must be captured to reduce your tax. Software that records the HSN code and tax at the point of billing keeps your GSTR-1, GSTR-2B and GSTR-3B data ready by default — no parallel GST register needed.
What clean bookkeeping software must do. A bookkeeping system for an Indian SMB should maintain a day book, a cash book and a bank book, capture expenses by category, track party-wise ledgers, handle GST automatically, reconcile against the bank statement, and give a real-time Profit & Loss view. It should run on an Android phone, store data on secure cloud servers (Accountune uses AWS India with 256-bit AES encryption), and let your CA log in remotely.
Who uses it. Kirana and grocery stores, medical and hardware shops, electronics and garment retailers, wholesalers, small manufacturers and service businesses — anyone where money moves daily and the owner, not a full-time accountant, keeps the books.
Entities covered on this page
6 bookkeeping failures Accountune fixes
These are not hypothetical. They happen in small businesses across India every month — and each one quietly costs money or hours.
One sale noted in a diary, an expense on WhatsApp, the rest in an Excel sheet that broke in March. Month-end becomes a jigsaw — and half the receipts are missing.
Half the receipts missingEvery sale, purchase and expense is recorded as it happens, no parallel notes. Your books live in one place, always current.
One source of truth, zero catch-upCourier ₹180, transport ₹400, chai ₹60 — small costs that never make a bill never make the books either. ₹5,000–₹15,000 vanishes a month.
₹5,000–₹15,000 vanishes a monthRecord any expense from your phone — amount, category, optional receipt photo. The monthly petty-cash summary shows exactly where the small money went.
Every rupee visible in P&LA separate page per customer, a separate register per supplier. A dispute means hunting in three places — and sometimes there's no answer at all.
Disputes with no answerEvery entry posts to the day book and party-wise ledgers. A distributor disputes ₹45,000? Open their ledger, show it invoice by invoice in 10 seconds.
Live ledger, no disputesMatch every passbook line to the register by hand. Hours gone, some entries never match, and you can't see why.
Half a Sunday goneImport your bank statement (Excel/CSV); Accountune auto-matches and flags only the unmatched entries. Done in 20 minutes, not half a day.
Reconciled books every monthA year of scattered data goes to the CA, who asks question after question and bills extra each time. The real numbers arrive after the decisions are already made.
3 weeks + extra CA billsBooks are always current — trial balance, P&L and balance sheet are one click, any day. Your CA logs in directly with read-only access; no back-and-forth.
Year-end in days, not weeksA wrong rate here, an entry recorded later there — the sales register and the GST register quietly drift apart, and a notice lands long after the error.
Notices months laterCGST/SGST/IGST split automatically and ITC captured on purchases. The mismatch is prevented at the source, not chased after filing.
GST books always balancedSetup to live books — under 30 minutes
No IT person. No training consultant. Most owners have their books set up and running within 30 minutes of signing up.
Sign up with phone or email — no credit card. Add your business name, GSTIN if you have one, and you're in. Already on Tally or Excel? Free migration brings your data across.
Create a GST invoice, log a supplier purchase, or tap “add expense.” The moment you do, income, expense, the party ledger, stock and GST all post to your books at the right rate. No second step, no voucher.
Every transaction lands in the day book chronologically with a timestamp, and the cash book updates with every cash movement. Review the day's activity and your exact cash position on one screen at closing time.
Import the bank statement monthly; Accountune matches what it can and shows only the gaps. GSTR-1 and GSTR-3B data is ready from the same records. Invite your CA with a read-only login.
Most owners have their books set up and running within 30 minutes of signing up.
What you get
From billing to GST to reports — one connected system. The bookkeeping runs underneath every one of these: each entry posts to the day book, ledgers and cash book on its own.
Invoice in under 10 seconds
Search by product name or barcode scan. GST, HSN, price auto-filled. Print or WhatsApp in one tap.
Stock accurate without extra entry
Every sale deducts from stock; every purchase adds back. Live count at any moment.
Not one rupee missed or disputed
Per-customer digital account with timestamped history. One-tap WhatsApp reminders.
Zero manual tax calculation
CGST, SGST and IGST correct on every invoice. GSTR-1 and GSTR-3B ready at month end.
Reorder before the shelf goes empty
Custom minimum per product; alert via app, email or SMS.
Packaged goods billed in 3 seconds
USB, Bluetooth or phone camera; auto-fills name, price, GST, HSN.
Professional bills, no printing cost
PDF invoice to the customer's WhatsApp in one tap.
Never overpay a supplier again
Every purchase logged; supplier-wise outstanding always visible.
Full business picture in 2 minutes
Sales, top products, slow movers, daily profit, pending dues — one dashboard.
Counter staff see billing only
Role-based logins; profit and purchase data stay owner-only. Full activity log.
Cash flow protected without awkwardness
Set a max credit per customer; alert fires before the bill is created.
Data safe even if every device is lost
Automatic daily backup with 256-bit encryption; log in from any device.
The short version
Accountune vs the tools Indian small businesses usually compare it against, on the capabilities that decide bookkeeping. Values reflect each product's standard plan (verified May 2026).
| Capability | Accountune | Tally Prime | Zoho Books | Vyapar |
|---|---|---|---|---|
| Auto bookkeeping (no manual voucher) | manual vouchers | billing only | ||
| Real-time Profit & Loss | basic | |||
| CA remote login | built-in | paid add-on | ||
| Cloud backup, every entry | local only | partial | ||
| No accounting knowledge needed | plain language | CA needed | moderate | |
| Bank reconciliation | 20 min |
Accountune is the only one here that records the books automatically as you bill, runs fully on a phone, and includes CA remote access as standard — not as a paid add-on.
Is this right for you?
An honest read on where Accountune fits best — for the owner-run Indian small business that wants clean books without a full accounting department.
Best fit
You keep your own books and bill daily. Each bill becomes the book entry — no end-of-day catch-up.
CA logs in directly
Your CA gets a read-only login and pulls clean data, instead of a shoebox of receipts each March.
off notebooks or Excel
Plain language, no debit-credit, setup in under an hour.
Growth plan
Staff bill from their own logins; you see live numbers without being present. Role-based access keeps margins owner-only.
Best fit
Income, expenses, party ledgers and basic production all post automatically; real P&L any day.
Best fit
Month-vs-month comparison turns the books into a decision tool, not a year-end chore.
Recognise your business? You're exactly who Accountune is built for.
Start freeAccountune Product Team
Product Research — India SME GST & Accounting
Based on
In our experience onboarding small businesses, the first month after switching is almost never about reports — it is about expenses. Owners are genuinely shocked when petty cash and untracked costs finally show up in one place. Clean bookkeeping does not start with the balance sheet. It starts with capturing the ₹180 courier payment that nobody ever wrote down.
Buyer's guide · 2026
Score every shortlisted tool against these seven checks before paying. Software that fails even two is likely to cause friction within the first month.
The bill you create should also be the book entry. If you still pass a separate voucher per sale, you've digitised the register, not removed the work.
Accountune
Accountune posts income, expense, ledger and GST on every transaction, automatically.
Books and GST can't be separated in India. Check it tags HSN codes, splits CGST/SGST/IGST, captures ITC, and prepares GSTR-1/3B without a parallel register.
Accountune
Accountune handles all of this at the point of billing.
If the screens say “debit ledger” and “journal voucher,” a non-accountant owner won't keep it up.
Accountune
Accountune uses plain language — income, expense, cash in, cash out. Comfortable in 30 minutes.
Around 85% of Indian SMB owners run the business from a phone. Desktop-only means the books update only when you're at the computer — rarely.
Accountune
Accountune has a full Android and web app; entries sync in real time.
The monthly WhatsApp-the-Excel-file routine is where errors and delays creep in. Direct read-only access removes it.
Accountune
Accountune includes CA remote access — no extra charge, from the Growth plan.
A desktop crash should not erase three years of accounts.
Accountune
Accountune auto-saves every entry to AWS India with hourly backup and 256-bit AES encryption.
Compare the realistic annual cost, not the headline. A cheap licence with a mandatory AMC, or per-organisation pricing plus GST, can cost far more. Tally Silver is ₹26,550 one-time plus ₹4,500/year; Zoho Books Standard is ₹8,988/year plus GST.
Accountune
Accountune is ₹799–₹4,490/year, all features included.
Compiled from feedback from 12,000+ Indian small-business owners who switched to digital books between 2022–2026 · Accountune Research.
Verified customer reviews
4.9/5 rating · 12,000+ Indian businesses on Accountune. Quoted reviews are from real customers, reproduced verbatim; identities and businesses verified at the time of writing.
90% fewer bookkeeping errors
“Our books used to be a mess — entries here and there, never fully matching. Now sales, expenses, and payments all get recorded automatically. The mistakes have dropped right down and I'm not wasting hours fixing them anymore.”
Monthly closing 2× faster
“Closing the month used to drag on for days — pulling records together, cross-checking everything. Now it's all updated as we go, so by month-end most of the work is already done. Reporting takes half the time it used to.”
Roz ka hisab-kitab ab easy
“Pehle cash, kharche aur sales sab alag-alag register mein likhne padte the. Ab software mein sab apne aap record ho jaata hai. Bookkeeping ka jhanjhat khatam — kaam ekdum simple ho gaya hai.”
Time saved, accurate records
“Har transaction haath se likhna sach mein mushkil kaam tha. Ab saari entries ek jagah track ho jaati hain aur report bhi turant saamne aa jaati hai. Chhote business ke liye toh ye software bahut kaam ki cheez hai.”
Records & stock 3× faster
“1200 items ka stock manually track karna mushkil tha. Accountune ne sab easy kar diya. Reorder alerts bhi milte hain.”
GST always correct
“Expiry alerts ne meri bahut badi loss se bacha liya. Batch tracking ab automatic hai. GST bhi sahi hota hai.”
Pricing
Every plan includes the day book, cash book, GST entries and reports. Growth adds e-invoicing, GSTR-2B reconciliation, bank reconciliation and CA remote access; Pro adds multi-location and unlimited users.
For Getting Started
+ taxes
Perfect for Mobile only Users
+ taxes · ≈ ₹67/month
Perfect for Getting Started
+ taxes · ≈ ₹154/month
Perfect for Growing Businesses
+ taxes · ≈ ₹375/month
Three yearly plans — Lite ₹799, Growth ₹1,849, Pro ₹4,490. Every plan includes the full bookkeeping suite — day book, cash book, GST entries and reports · Free trial, no card · 7-day money-back · Free migration.
Type a keyword or pick a category. Everything an owner asks before switching is one keystroke away.
Bookkeeping software records every financial transaction in your business — income, expenses, cash, bank movements and purchases — and organises them into ledgers and reports automatically. If money comes in and goes out of your business, you need it. Without it you cannot know your true profit, GST errors creep in, and year-end filing becomes a reconstruction exercise built from memory and loose receipts. The bigger problem is timing: most owners record the books later, at night or month-end, by which point small entries are already lost. Software that captures each entry at the moment of billing removes that gap. Accountune does this automatically as you bill — income, expense, ledger and GST all post in the background — starting at ₹799/year with no accounting knowledge required.
Bookkeeping is the day-to-day recording of transactions — sales, purchases, payments and receipts as they happen. Accounting is the interpretation that sits on top of it: analysis, year-end financial statements, tax planning and advice. Bookkeeping always comes first, and clean books make accounting straightforward; messy or missing books turn accounting into guesswork. For most Indian small business owners, the gap is not accounting skill — it is that nobody is doing the bookkeeping consistently through the year. Accountune handles the bookkeeping automatically as you bill, then produces the day book, ledgers, Profit & Loss and balance sheet your accountant needs. Your CA then spends time advising you, not reconstructing a year of scattered records from a shoebox of receipts and WhatsApp screenshots.
Yes. Accountune is built specifically for owners with no accounting background, so you will not deal with debits, credits, journal vouchers or double-entry rules. The screens use plain language — income, expense, cash in, cash out — and the software handles the accounting logic underneath. You simply record what happened: you made a sale, you paid for transport, you received a payment. Behind the scenes, the correct ledgers, GST split and cash position update on their own. Most owners are comfortable within about thirty minutes of signing up, and there are short tutorials for anything unfamiliar. The point of the software is to remove the accounting jargon, not add to it — if a tool still expects you to know debit-credit, it has not actually solved the problem.
For businesses that want automatic bookkeeping without hiring an accountant, Accountune is among the strongest options in India. It records income and expenses directly from your billing, handles GST and Input Tax Credit, maintains the day book, cash book and bank book, and generates Profit & Loss and balance-sheet reports — all from ₹799/year. The right choice depends on your needs: Tally suits businesses with a dedicated accountant working on a desktop, while Zoho Books fits service businesses already inside the Zoho ecosystem. Where Accountune differs is that it runs fully on an Android phone, needs no accounting knowledge, includes CA remote access, and keeps everything on secure cloud servers. Always start a free trial, add a week of real transactions, and check whether the reports match how you actually run your shop.
A day book is a chronological record of every transaction on a given day — sales, purchases, expenses, receipts and payments, listed in the order they happened. Accountune generates it automatically; you never maintain it by hand. Every time you create a bill, record a purchase or log an expense, that entry lands in the day book with a timestamp. You can open any day's record, filter by week, month or a custom range, and export it as PDF or Excel to share with your CA. This is also the fastest way to find a discrepancy: if the cash in the box does not match the books at closing, you scan the day book and trace the missing or extra entry in a couple of minutes instead of half an hour.
Accountune keeps a live cash book that updates with every cash transaction. Each cash sale is added as a receipt, each cash payment — supplier, expense or staff advance — reduces the balance, and the closing figure is always current. You see the opening balance, each movement and the closing balance on one clean screen, for any date you choose. When the physical cash in the drawer does not match the book at the end of the day, you can trace the difference to a specific entry in minutes rather than recounting everything. You can also keep multiple cash accounts — counter cash, petty cash, branch cash — and record transfers between them, so every balance stays accurate even when money moves around inside the business.
Yes. You can record small daily expenses — tea, transport, courier, stationery, minor repairs — each with a category and a short note, directly from your phone in about fifteen seconds. These are the costs that never generate a proper bill and therefore almost never reach the books in a manual system, quietly adding up to ₹5,000–₹15,000 a month for many shops. Accountune keeps a dedicated petty-cash register that updates in real time, and the monthly summary shows exactly where the small money went, category by category. For most owners, the first month's summary is genuinely surprising — the total is higher than they expected. Tracking it means those costs finally appear in your Profit & Loss instead of vanishing as untraceable cash.
Yes. Accountune lets you create multiple cash accounts and track each one independently — for example counter cash at the shop, a separate petty-cash float, and cash held at a second branch. Each account keeps its own running balance, so money never gets mixed up in a single undifferentiated pile. When you move cash between accounts — say you take counter cash to top up petty cash, or send cash to another branch — you record it as a transfer, and both balances adjust correctly. This separation matters for two reasons: your day-to-day cash position stays accurate, and at year-end your CA sees clean, distinct cash trails instead of one confusing figure. Keeping business and personal cash apart is also simply healthier for understanding what the business actually earns.
Every transaction you record carries its correct GST treatment with no manual GST entry. On a sale, the rate assigned to the product — 0%, 5%, 12%, 18% or 28% — determines how tax is calculated, and Accountune splits it into CGST and SGST for a local sale or IGST for an interstate sale automatically. On a purchase from a registered supplier, Input Tax Credit is captured so it reduces your tax liability. Because tax is recorded at the moment of billing rather than reconstructed later, your GST books stay balanced and your GSTR-1 and GSTR-3B data is prepared from the same records each month. For businesses that have received mismatch notices in the past, this matters: the mismatch is prevented at the source instead of being chased after filing.
No. Accountune replaces the separate GST register entirely. The tax collected on every sale, the Input Tax Credit on every eligible purchase, and the full CGST/SGST/IGST breakdown are all maintained inside your regular books — there is no parallel register to keep updated and reconcile. Because the GST detail lives alongside each transaction, your GSTR-1 and GSTR-3B figures are pulled from the same records every month, ready to file rather than re-compiled by hand. This removes one of the most common sources of error in small-business bookkeeping: the gap between what the sales register says and what the GST register says. With a single source of truth, the two can never drift apart, and your accountant works from the same numbers you see on screen.
You can edit any transaction after recording it, and the books and GST records update themselves automatically — the corrected rate flows through to the day book, the party ledger, the GST summary and your GSTR figures without any extra steps. This is far cleaner than a manual system, where fixing a wrong rate means crossing out and rewriting the same correction across several different registers, and hoping you caught every place it appeared. To reduce mistakes in the first place, Accountune lets you set the correct GST rate against each product once, so the right tax is applied every time that item is billed. If you do spot an error during a monthly review with your CA, a single edit puts everything right and keeps the records internally consistent.
Accountune generates the full set of bookkeeping reports a small business and its accountant need: day book, cash book, bank book, income statement, expense report, purchase register, sales register, party-wise ledgers, Profit & Loss, balance sheet and GST summary. Every report is available for any date range you choose and downloads as PDF or Excel. Crucially, they are generated from your live books with no manual preparation — because each transaction was recorded at the time of billing, the reports are always current, not assembled in a year-end scramble. This means you can check your real profit, outstanding payments or cash position on any ordinary day, and your CA can pull a trial balance or P&L directly without waiting for you to send files.
Yes. Accountune lets you select any two periods — this month versus last month, this quarter versus the same quarter last year, a festival week versus a normal week — and compare income, expenses and net profit side by side. This is one of the most useful habits an owner can build: trends that are invisible day to day become obvious when two periods sit next to each other. You can spot a month where expenses crept up, a seasonal dip in sales, or a category of cost that is quietly growing. Many owners use this comparison in their monthly review with their CA, turning the books from a compliance chore into an actual decision-making tool. Because the data is already in the system, the comparison takes seconds, not an afternoon of spreadsheet work.
Yes — the full bookkeeping suite runs on the Accountune Android app, not a stripped-down view-only version. You can create bills, record purchases, log expenses in the field, check the day book at closing time, and review your cash position or Profit & Loss from anywhere. This matters because around 85% of Indian small-business owners manage their business primarily from a phone; desktop-only software means the books only get updated when you happen to be at the computer, which in a busy shop is rarely. The app syncs with the web version in real time and in both directions, so an entry made on the phone appears instantly on the laptop and vice versa. Staff can bill at the counter while you monitor the numbers remotely on your own device.
Yes. Accountune includes CA remote access, which gives your accountant a separate, read-only login to your books. They can view records, generate the day book, ledgers, Profit & Loss and GST reports, and prepare your tax data without you being present and without sharing your own password. This replaces the monthly routine of exporting files and sending them over WhatsApp or email, which is where errors, version confusion and delays usually creep in. Because your CA sees the same live data you do, there is no back-and-forth over which figure is correct. The access is included from the Growth plan onward at no extra charge, which is one reason Accountune is popular with businesses that work with a part-time or remote CA rather than employing a full-time accountant.
Accountune starts at ₹799/year for the Lite plan, with all bookkeeping features included — there is no separate charge for the day book, cash book, GST entries or reports. The Growth plan is ₹1,849/year and adds e-invoicing, e-way bills, GSTR-2B reconciliation, bank reconciliation and CA remote access; the Pro plan is ₹4,490/year for unlimited users with multi-location support. All plans are yearly, with no hidden costs and a 7-day money-back guarantee. The free trial gives you full access with no credit card required: sign up with a phone number or email, add your real data, record a week of actual transactions, and review the reports before deciding to subscribe. Free migration help from Tally, Vyapar or Excel is included with any paid plan.
Yes, and migration help is free with any paid plan. Most small businesses keep years of data in Tally or spread across Excel sheets, and the fear of losing it is the main reason they delay switching. The Accountune team handles the import for you — your existing customers, suppliers, item list and opening balances are brought across, typically within 24 to 48 hours, with a no-data-loss guarantee. You can also run both systems in parallel for a short period while you build confidence, so nothing depends on a risky one-day cutover. No accounting knowledge is needed at your end during the move. If your CA currently works in Tally, they can be given a read-only Accountune login and continue reviewing your books without disruption.
Both keep proper books, but they suit different users. Tally is a desktop-first system built around manual vouchers and double-entry, which assumes you either know accounting or employ someone who does; its Silver licence is ₹26,550 one-time plus around ₹4,500/year for TSS. Accountune is cloud-first and records the books automatically as you bill, in plain language, with no vouchers to pass — and it runs fully on an Android phone, which Tally does not. It starts at ₹799/year with cloud backup, CA remote access and GST built in. Tally remains a strong choice for businesses with a dedicated accountant and complex needs; Accountune is built for the owner who keeps their own books and wants them current without learning debit-credit. Verify both at each vendor's site before deciding.
Practical reads on GST, billing and running a business in India — written for shop owners, not accountants.
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Each industry comes with its own preset items, taxes and templates — so day-one feels like day-thirty.
Trust on every device sold
Counter-speed billing
Move volume, control credit
Stay compliant, cut wastage
Bill rods, sheets and packets right
Everyday neighbourhood billing
Size, colour, season — never out of stock
Every pair, every size, tracked
From raw inputs to finished value
Join thousands of Indian small businesses running their accounts, billing and inventory on Accountune.
